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1403 Key Pkwy Unit 301A, Frederick, MD, 21702

1beds
1baths
0sqft
$137,000
--price/sqft
$1,215/moest. monthly cost
$48,600/yrincome needed

About This Home

Welcome home to this cozy, beautifully updated third-level condominium! This 1-bedroom, 1-bathroom home features stylish vinyl flooring in the foyer and bath, elegant Pergo flooring in the dining room and kitchen, newer countertops, plush carpet in the family room and bedroom, and modern EnergyStar appliances. Step out onto your private balcony facing peaceful open space, making it the perfect spot for your morning cup of coffee. You will love the everyday convenience of a laundry area located right off the bathroom, which also boasts a full-size tub. Positioned in a fantastic community, you'll enjoy access to EV charging stations and tons of easy, accessible parking. All of this is located just minutes from public transportation, premier shopping, and dining. Move-in ready and waiting for you!

Getting Around

58
WalkingSomewhat Walkable
29
TransitSome Transit
51
BikeBikeable

Schools

4/10
5/10
Crestwood Middle SchoolGrades 6-83.0 mi
5/10

Construction

Condition

  • Year built: 1982

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102127539
  • Attached to another structure: Yes
  • Zoning: R16
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch

Parking

  • Parking features: Unassigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $692$8,304
Home Insurance *$29$348
Property Taxes $213$2,556
Electricity $281$3,374
Total$1,215$14,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,657/yr
40% on housing$36,450/yr
45% on housing$32,400/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 21702$206
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21702$230
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$137,000
2026-07-17Listed for sale$137,000
2018-08-03Sold$97,000
2018-06-28Pending sale$105,000
2018-04-19Listed for sale$105,000
2003-05-30Sold$63,000
2002-05-15Sold$56,000
1994-08-01Sold$53,900

For Sale by Agent

AgentRon Wolfe
BrokerageCharis Realty Group

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