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2499 Lakeside Dr, Frederick, MD, 21702

3beds
4baths
2,064sqft
$350,000
$170price/sqft
$2,665/moest. monthly cost
$106,600/yrincome needed

About This Home

Nice home in the desirable community of Whittier within easy walking distance to Whittier Pond, pool/tennis court and the neighborhood shopping center. Property is in overall good shape structurally but needs some cosmetic work as the price reflects. Great equity opportunity for a buyer with vision.

Getting Around

30
WalkingCar-Dependent
15
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Frederick High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Construction materials: Brick Front,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Front Entrance,Finished,Garage Access,Exterior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,064

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 2,064 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102212986
  • Zoning: PND
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 1,900 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Inside Entrance,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$75$900
Property Taxes $540$6,480
Electricity $281$3,374
Total$2,665$31,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,371/yr
40% on housing$79,950/yr
45% on housing$71,066/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 21702$204
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21702$230
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$350,000
2026-07-23Listed for sale$350,000
2017-12-28Sold$250,000
2017-10-05Listed for sale$249,900
2013-10-30Sold$236,000
2006-05-30Sold$319,900
2001-05-04Sold$149,345

For Sale by Agent

AgentRonnie Golansky
BrokerageRE/MAX Realty Group

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