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5615 Calvert Dr, Frederick, MD, 21703

4beds
2baths
1,646sqft
$499,900
$304price/sqft
$3,436/moest. monthly cost
$137,440/yrincome needed

About This Home

Coming Soon! The finishing touches are being put on this like new Four Bedroom, One and a Half bathroom home. Wood floors throughout main level, stainless steel appliances, and flat open lot close to town. Available this summer.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
13
BikeSomewhat Bikeable

Schools

6/10
8/10
5/10
Tuscarora High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Shingle,Architectural Shingle
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Dishwasher,Washer,Electric Water Heater

Basement

  • Area: 600

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Family Room Off Kitchen,Floor Plan - Traditional,Upgraded Countertops,Dry Wall
  • Window features: Insulated Windows,Vinyl Clad
  • Flooring: Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Glass Doors
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,046

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,646
  • Total interior livable area: 1,646 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 1123440156
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Split Foyer,Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.80 Acres

Parking

  • Parking features: Crushed Stone,Private,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$104$1,248
Property Taxes $524$6,288
Electricity $281$3,374
Total$3,436$41,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,805/yr
40% on housing$103,080/yr
45% on housing$91,626/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 21703$174
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21703$226
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-12-31Sold$250,000

Coming Soon

AgentMatt Rota
BrokerageKeller Williams Realty Centre

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