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4750 Mount Zion Rd, Frederick, MD, 21703

5beds
5baths
2,930sqft
$825,000
$282price/sqft
$5,568/moest. monthly cost
$222,720/yrincome needed

About This Home

Refined Living on 1.63 Acres — Moments from Downtown Frederick Situated on 1.63 acres, this exceptional one‑owner home masterfully blends timeless elegance, thoughtful design, and a highly sought‑after location just minutes from downtown Frederick—without city taxes. Offering five bedrooms, three full baths, and two half baths, the residence delivers refined living at its very best. Designed for both elegant entertaining and comfortable everyday living, the home features a maintenance‑free deck overlooking serene wooded views and abundant wildlife, creating a peaceful backdrop for gatherings of any size. The main level welcomes you with a formal foyer highlighted by a grand, wide oak staircase. A formal dining room adorned with a tray ceiling and architectural columns provides an elegant setting for memorable meals. The expansive family room showcases a soaring two‑story ceiling, a dramatic wall of windows that fills the space with natural light, and a gas fireplace—perfect for cozy winter evenings. This impressive space flows seamlessly into the spacious gourmet kitchen, thoughtfully appointed to host unforgettable dinner parties. Two primary bedrooms with ensuite baths are conveniently located on the main level, offering exceptional flexibility and comfort for owners or guests. Also on this level are a well‑appointed laundry room with built‑in cabinetry and a conveniently located guest powder room. The upper level offers three generously sized bedrooms, a full bath, and an open balcony‑style hallway overlooking the family room below, enhancing the home’s bright, open, and architecturally connected living experience. The expansive lower level extends the home’s living space with high ceilings, abundant natural light, and year‑round comfort, as it is fully heated and cooled. A finished half bath and an existing rough‑in for an additional full bath provide outstanding flexibility, offering endless potential for a recreation area, home theater, fitness studio, or private retreat tailored to your lifestyle. Completing the property is an oversized two‑car garage that easily accommodates two vehicles while providing generous storage both within and above. For added functionality, a large rear‑yard shed with an overhead door offers ideal space for lawn and garden equipment. A snowblower is included, enhancing both convenience and value. This remarkable residence offers privacy, space, and sophistication—an extraordinary opportunity to enjoy elegant living in a tranquil setting just moments from the charm of downtown Frederick and close to all major commuter routes.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

6/10
8/10
5/10
Tuscarora High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2008

Materials

  • Foundation: Active Radon Mitigation,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Combination,Brick Front

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Ice Maker,Microwave,Oven/Range - Gas,Range Hood,Refrigerator,Cooktop,Trash Compactor,Dryer,Self Cleaning Oven,Stainless Steel Appliance(s),Washer,Water Heater,Water Conditioner - Owned,Water Treat System,Electric Water Heater
  • Laundry features: Main Level,Dryer In Unit,Washer In Unit

Basement

  • Has basement: Yes
  • Basement: Other,Connecting Stairway,Partial,Heated,Exterior Entry,Concrete,Rear Entrance,Rough Bath Plumb,Space For Rooms,Walk-Out Access,Windows

Bedroom1

  • Features: Flooring - Carpet
  • Level: Main

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - HardWood
  • Level: Main

Family Room

  • Features: Flooring - HardWood,Fireplace - Gas
  • Level: Main

Features

  • Family Room Off Kitchen,Kitchen - Gourmet,Breakfast Area,Kitchen Island,Kitchen - Table Space,Dining Area,Entry Level Bedroom,Upgraded Countertops,Primary Bath(s),Recessed Lighting,Open Floorplan,Attic/House Fan,Soaking Tub,Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Chair Railings,Crown Molding,Formal/Separate Dining Room,Walk-In Closet(s),9'+ Ceilings,2 Story Ceilings,Dry Wall,Tray Ceiling(s)
  • Door features: Insulated,Six Panel
  • Window features: Vinyl Clad,Double Pane Windows,Insulated Windows,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Mantel(s),Gas/Propane,Screen
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,930

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Attic Fan,ENERGY STAR Qualified Equipment,HRV/ERV,Heat Pump,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 4,838
  • Total interior livable area: 2,930 sqft

Kitchen

  • Features: Flooring - HardWood
  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Features: Flooring - HardWood
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1123457970
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Barbecue,Storage
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.63 Acres
  • Features: Backs to Trees,Premium

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Oversized,Asphalt,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$172$2,064
Property Taxes $852$10,224
Electricity $373$4,479
Total$5,568$66,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,902/yr
40% on housing$167,040/yr
45% on housing$148,480/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 21703$174
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21703$226
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$879,500
2026-04-23Listed for sale$899,500
2009-06-25Sold$480,000
2009-04-02Price change$499,900
2009-01-01Price change$545,900
2008-11-12Price change$559,900
2008-10-19Price change$574,900
2008-09-13Listed for sale$589,900
2008-01-07Sold$178,000

For Sale by Agent

AgentTimothy Campbell
BrokerageColdwell Banker Realty

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