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5534 Fox Hall Ct, Frederick, MD, 21703

2beds
3baths
1,640sqft
$359,900
$219price/sqft
$2,549/moest. monthly cost
$101,960/yrincome needed

About This Home

Great Value in Stuart Mechanic! Welcome to this charming three-level brick-front townhouse in the desirable Ballenger Creek area of Frederick. Offering the perfect blend of comfort, convenience, and affordability, this home is ideal for first-time buyers, downsizers, or anyone seeking low-maintenance living. The main level features beautiful wood flooring, a spacious living and dining area filled with natural light, a convenient powder room, and a well-appointed kitchen with ample cabinet space, newer appliances, and gas cooking. Upstairs, you'll find two generously sized primary bedroom suites, each offering a private full bath, walk-in closet, vaulted ceilings, and skylights that create a bright and airy retreat. The walk-out lower level provides flexible living space perfect for a recreation room, home office, fitness area, or additional family room. Enjoy peaceful wooded views and stunning mountain scenery from the rear deck, an ideal setting for relaxing or entertaining. The fenced backyard offers privacy and a secure space for pets or outdoor activities. Conveniently located near shopping, dining, entertainment, parks, and Historic Downtown Frederick, this home also provides easy access to major commuter routes, making travel to Baltimore, Washington, D.C., and surrounding areas simple and convenient. Don't miss this wonderful opportunity to own a beautiful home in a sought-after location!

Getting Around

7
WalkingCar-Dependent
15
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

6/10
8/10
5/10
Tuscarora High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Permanent
  • Roof: Asphalt
  • Construction materials: Brick,Combination,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Exhaust Fan,Oven/Range - Gas,Gas Water Heater
  • Laundry features: In Basement,Washer In Unit,Dryer In Unit,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Dining Area,Floor Plan - Traditional,Eat-in Kitchen,Pantry,Primary Bath(s)
  • Door features: Six Panel,Sliding Glass
  • Flooring: Wood
  • Finished area below ground: 320
  • Finished area above ground: 1,320

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,640 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1123451166
  • Zoning: R8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Sidewalks,Street Lights
  • Fencing: Wood
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1,760 sqft

Parking

  • Parking features: Paved,Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$75$900
Property Taxes $374$4,488
Electricity $281$3,374
Total$2,549$30,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,394/yr
40% on housing$76,470/yr
45% on housing$67,973/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 21703$175
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21703$226
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$349,900
2026-07-09Price change$359,900
2026-06-07Listed for sale$372,000
2024-08-05Sold$338,500
2024-07-12Pending sale$339,000
2024-07-10Listed for sale$339,000
2015-09-13Listing removed$1,475
2015-09-08Pending sale$1,475
2015-09-08Listed for sale$1,475
2013-10-16Listing removed$1,400
2013-10-11Listed for rent$1,400
2000-11-16Sold$118,500

For Sale by Agent

AgentTrish Mills
BrokerageCharis Realty Group

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