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6391 Rutherford Ct APT D, Frederick, MD, 21703

2beds
2baths
1,052sqft
$269,000
$256price/sqft
$1,981/moest. monthly cost
$79,240/yrincome needed

About This Home

Accessible, main-level living in Stuart Mechanic. This comfortable 2-bedroom condo offers true one-level living with no stairs, a ramped building entry, wide interior doorways and a wide hallway for mobility assistance, plus generous circulation space and a spacious main bath designed for easy movement. A wide galley kitchen with ample cabinet and counter space opens to a bright sunroom that leads directly to your own private patio, creating an easy indoor–outdoor flow and a pleasant place to relax. Freshly painted from top to bottom (including ceilings) and finished with all-new carpeting, the home feels clean, bright, and move-in ready. The floor plan includes 2 bedrooms, a private full bath in the primary suite, and a convenient half bath off the hallway for guests, all in a well-kept community close to commuter routes, shopping, and dining—an excellent option for buyers seeking easy living, comfort, and convenience.

Getting Around

19
WalkingCar-Dependent
17
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

6/10
8/10
5/10
Tuscarora High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1997

Materials

  • Foundation: Slab
  • Construction materials: Other,Mixed,Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Has Laundry,Dryer In Unit,Washer In Unit,Laundry Room,In Unit

Bathroom2

  • Level: Main
  • Area: 42
  • Dimensions: 7 X 6

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 9 X 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Features

  • Air Filter System,Bathroom - Tub Shower,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Floor Plan - Traditional,Kitchen - Galley,Kitchen Island,Pantry,Primary Bath(s)
  • Window features: Window Treatments
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,052

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,052
  • Total interior livable area: 1,052 sqft

Kitchen

  • Level: Main
  • Area: 81
  • Dimensions: 9 X 9

Laundry

  • Level: Main
  • Area: 54
  • Dimensions: 9 X 6

Living Room

  • Level: Main
  • Area: 294
  • Dimensions: 14 X 21

Primary Bathroom

  • Level: Main
  • Area: 60
  • Dimensions: 10 X 6

Primary Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 13 X 16

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Approach with Ramp,Accessible Hallway(s),Vehicle Transfer Area,Low Pile Carpeting,Accessible Doors,2+ Access Exits,No Stairs

Details

  • Parcel number: 1123456931
  • Attached to another structure: Yes
  • Zoning: R8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Sidewalks,Street Lights,Lighting
  • Has view: Yes
  • View description: Garden

Parking

  • Parking features: Assigned,Handicap Parking,Parking Space Conveys,Parking Lot,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$56$672
Property Taxes $284$3,408
Electricity $281$3,374
Total$1,981$23,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,920/yr
40% on housing$59,430/yr
45% on housing$52,826/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 21703$176
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21703$226
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$249,900
2026-07-10Price change$269,000
2026-06-13Listed for sale$275,000
2017-08-14Sold$153,000
2017-04-24Listing removed$152,750
2017-02-01Pending sale$152,750
2017-01-29Price change$152,750
2016-12-15Listed for sale$153,000
2012-03-12Sold$123,000
2012-01-19Pending sale$123,000
2011-12-15Listed for sale$123,000
1997-10-29Sold$84,950

For Sale by Agent

AgentRokhsan Fallah
BrokerageSamson Properties

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