See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5968 Grove Hill Rd, Frederick, MD, 21703

3beds
3baths
2,044sqft
$470,000
$230price/sqft
$3,238/moest. monthly cost
$129,520/yrincome needed

About This Home

Tucked away on a quiet dead-end street at the top of the neighborhood, this charming mid-1950s home offers a rare combination of privacy, natural beauty, and convenience. Enjoy mountain views and mature trees while being just one block from Frederick's Golden Mile and within walking distance of Warehouse Cinemas. Set on a beautifully landscaped 0.58-acre lot, the fully fenced backyard is a standout feature. Thoughtfully designed with gated upper and lower yard areas, it provides flexible spaces for pets, children, entertaining, or gardening. Dog owners will especially appreciate the expansive fenced yard, often described as having its own private dog park. In 2024, eight professionally planted Thuja Green Giant evergreens were added to enhance privacy for years to come. The backyard is made for entertaining, featuring an inviting patio, in-ground pool, pool shed, and plenty of room to gather with family and friends. A large powered storage shed provides excellent space for hobbies, tools, or additional storage. Inside, abundant natural light fills the spacious living and dining rooms through oversized picture windows. The home offers three bedrooms, two full baths, and a half bath, including a generously sized primary bedroom. The walk-out lower level provides additional versatility with a large bonus room ideal for a home office, recreation room, gym, or guest space, plus generous pantry and storage areas. A newer washer and dryer with steam settings add everyday convenience. The mature landscape includes an impressive collection of trees, including evergreens, a dwarf Japanese maple, pin oak, holly, maple, and a magnificent magnolia tree that creates a beautiful welcome each spring. Additional highlights include well water, a newer septic system installed by the previous owners (approximately 2019–2020), and a spacious driveway with ample parking for guests. If you've been looking for a home that offers peaceful surroundings, exceptional outdoor living, and easy access to shopping, dining, entertainment, and commuter routes, this property delivers the best of both worlds.

Getting Around

67
WalkingSomewhat Walkable
29
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

5/10
5/10
Crestwood Middle SchoolGrades 6-82.5 mi
4/10
Frederick High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Oven/Range - Electric,Refrigerator,Washer,Ice Maker,Water Heater,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 703

Basement

  • Has basement: Yes
  • Basement: Improved,Exterior Entry,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Walk-In Closet(s),Combination Dining/Living,Floor Plan - Traditional,Kitchen - Country
  • Flooring: Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas/Propane,Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 432
  • Finished area above ground: 1,612

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 2,315
  • Total interior livable area: 2,044 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1124450562
  • Zoning: RESIDENTAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,In Ground,Vinyl,Private
  • Patio & porch: Patio
  • Fencing: Wood
  • Has view: Yes
  • View description: Mountain(s),Panoramic,Trees/Woods

Lot

  • Lot size: 0.58 Acres

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$98$1,176
Property Taxes $483$5,796
Electricity $281$3,374
Total$3,238$38,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,017/yr
40% on housing$97,140/yr
45% on housing$86,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 21703$175
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21703$226
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$470,000
2022-03-11Sold$420,000
2022-02-20Pending sale$399,000
2022-02-16Listed for sale$399,000
2010-06-21Sold$230,000
2010-03-13Listing removed$219,900
2010-02-14Price change$219,900
2010-02-09Listed for sale--
2009-12-17Sold$377,200
2009-11-08Listed for sale--
2006-04-13Sold$404,900
2000-11-21Sold$125,000

For Sale by Agent

AgentRobin Robinson
BrokerageCummings & Co. Realtors

Similar Homes