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5019 Old Swimming Pool Rd, Frederick, MD, 21703

4beds
5baths
5,080sqft
$1,055,000
$208price/sqft
$7,282/moest. monthly cost
$291,280/yrincome needed

About This Home

Welcome to This Magnificent Brick Cape Cod in Frederick! Discover the perfect balance of secluded tranquility and modern convenience. Set on nearly three sprawling, wooded acres, this fabulous home offers a "worlds away" feel while remaining just 1.5 miles from Frederick city limits and major commuter routes like I-70. With over 5,000 square feet of finished living space, this home showcases high-end finishes, including rich, stain-grade oak trim, solid-core doors, and a grand stairway off the foyer. A seamless blend of classic hardwoods and durable Luxury Vinyl Plank (LVP) throughout the home. The kitchen has premium stainless steel appliances and abundant natural light from large windows. The main-level flex room with its own private entrance is ideal for a quiet workspace, client meetings, or you could switch out the doors and make it another bedroom!! The lower level is designed for year-round recreation and wellness. The expansive open space is designed as a wet room of sorts, with a "closet shower" and a half bath. The huge recreation room overlooks the rear deck and the natural flow directly into the pool area—perfect for parties or private therapy. The wall of sliding glass doors can be opened in the summer for an outdoor feel! The pool has been converted to a saltwater pool for minimal upkeep. Over 4,000 square feet of combined decking, patios, and covered porches, providing endless space for summer BBQs or quiet mornings in the woods. In addition to the 2-car attached garage, the property includes a 2-car detached garage with a spacious one-bedroom apartment above. This versatile space is perfect for a long-term rental, an Airbnb, or a private guest wing. If you seek privacy, tranquility, and a home built for both relaxation and hospitality, this Frederick gem is a must-see.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

5/10
5/10
Crestwood Middle SchoolGrades 6-83.9 mi
4/10
Frederick High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick

Other

  • Builder name: LUPCHO CONSTRUCTION

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator,Oven/Range - Electric,Washer,Dryer,Dishwasher,Disposal,Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Sump Pump,Concrete,Rear Entrance

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Curved Staircase,Family Room Off Kitchen,Floor Plan - Traditional,Spiral Staircase,Walk-In Closet(s)
  • Door features: Sliding Glass
  • Flooring: Luxury Vinyl,Hardwood,Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 2,200
  • Finished area above ground: 2,880

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Other,Central Air,Electric

Interior Area

  • Total structure area: 5,080
  • Total interior livable area: 5,080 sqft

Office

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1124450597
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Private pool: Yes
  • Pool features: Concrete,In Ground,Salt Water,Private
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Scenic Vista,Trees/Woods,Mountain(s)

Lot

  • Lot size: 2.60 Acres

Parking

  • Total spaces: 8
  • Parking features: Garage Faces Front,Garage Door Opener,Asphalt,Attached,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,334$64,008
Home Insurance *$221$2,652
Property Taxes $1,080$12,960
Electricity $647$7,766
Total$7,282$87,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,668/yr
40% on housing$218,460/yr
45% on housing$194,186/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 21703$175
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21703$226
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$1,275,000
2026-05-01Listing removed$1,375,000
2026-04-02Listed for sale$1,375,000
2023-04-03Sold$1,094,999
2023-03-03Pending sale$1,099,999
2023-02-21Listed for sale$1,099,999
2022-12-31Listing removed$1,099,999
2022-08-16Price change$1,099,999
2022-07-25Price change$1,199,999
2022-06-30Listed for sale$1,250,000
2010-06-26Listing removed$899,500
2010-03-19Price change$899,500
2010-01-01Price change$975,000
2009-07-05Price change$999,000
2009-04-18Listed for sale$1,100,000
1999-05-24Sold$60,000

For Sale by Agent

AgentShelley Eyler
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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