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8039 Hollow Reed Ct, Frederick, MD, 21701

3beds
3baths
1,776sqft
$425,000
$239price/sqft
$2,970/moest. monthly cost
$118,800/yrincome needed

About This Home

Welcome to this beautifully updated three-level townhome located in the well loved Waterside community offering the perfect blend of style, comfort, and convenience! Featuring 3 spacious bedrooms, 2 full baths, 1 half bath, and a one-car garage, this move-in ready home has been thoughtfully renovated from top to bottom. Enjoy peace of mind with a new roof, new Pella windows, a brand-new kitchen with gleaming quartz counters, cabinets and stainless appliances, and a new sliding glass door. Additional updates include a beautifully renovated primary bath, updated half bath, new vanity in the second full bath, refinished hardwood floors, new carpet, and fresh paint throughout—making this home truly turnkey. Step outside and enjoy the community's exceptional amenities, including a swimming pool, pickleball courts, and tennis court, with plentiful visitor parking. Families will appreciate the sought-after Walkersville school district, while commuters will love the easy access to major highways. Shopping and dining are just minutes away, including Wegmans and a variety of restaurants. Best of all, there are no city taxes! Don't miss this opportunity to own a beautifully updated home in an ideal location where all the work has already been done for you—simply unpack and enjoy! Roof (2026), Pella Windows (2026), Kitchen, Primary bath, full bath, half bath (2026), recessed lighting (2026), carpet (2026), hardwood floors refinished (2026), HVAC (2017), Water Heater (2024)

Getting Around

51
WalkingSomewhat Walkable
19
TransitMinimal Transit
44
BikeSomewhat Bikeable

Schools

6/10
9/10
5/10
Walkersville High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Electric Water Heater
  • Laundry features: Dryer In Unit,Lower Level,Washer In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Primary Bath(s),Walk-In Closet(s),Dining Area
  • Window features: Energy Efficient,Replacement,Skylight(s)
  • Flooring: Hardwood,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,776

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,776
  • Total interior livable area: 1,776 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1128554583
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$91$1,092
Property Taxes $449$5,388
Electricity $281$3,374
Total$2,970$35,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,828/yr
40% on housing$89,100/yr
45% on housing$79,200/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$222
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$425,000
1986-10-01Sold$94,396

For Sale by Agent

AgentMelissa Davey
BrokerageKeller Williams Realty Centre

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