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8612 Hampton Valley Rd, Emmitsburg, MD, 21727

3beds
1baths
1,408sqft
$239,900
$170price/sqft
$1,869/moest. monthly cost
$74,760/yrincome needed

About This Home

Charming, unique and private home on a very quiet 2+ acres is a great starter home or a weekend retreat. The main level features an open layout with endless possibilities to build additional bedrooms or to change the layout to your likings. Lots of windows allow for natural lighting throughout the home. The upper level is very ample and offers lots of space and potentially 2 bedrooms. There is a separate laundry room, family room, large kitchen and an enclosed porch. The full basement is perfect for storage or workshop. The house is minutes from downtown Emmitsburg & Route 15 but also borders many acres owned by The Town of Emmitsburg and is also within 2 miles of Mary's College. A number of recreational centers and parks are also in close proximity, including Liberty Mountain resort, Catoctin Mountain Park, Emmitsburg Watershed Trails, Rainbow Lake, and Cunningham Falls State Park.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
4/10
Thurmont Middle SchoolGrades 6-86.1 mi
5/10
Catoctin High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Below Average
  • Year built: 1950

Materials

  • Foundation: Slab,Other,Block
  • Roof: Asphalt
  • Construction materials: Frame,Asphalt,Vinyl Siding,Block,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Washer,Dryer,Water Heater,Range Hood,Electric Water Heater
  • Laundry features: Hookup,Has Laundry,Main Level

Basement

  • Area: 440

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Partial,Unfinished,Other,Windows

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dry Wall,Paneled Walls
  • Door features: Six Panel
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Laminate,Vinyl,Other
  • Finished area below ground: 0
  • Finished area above ground: 1,408

Heating & Cooling

  • Heating features: Wood Stove,Other,Wood
  • Cooling features: Ceiling Fan(s),Other,Electric

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,408 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1105157455
  • Zoning: R-1
  • Special condition: Short Sale

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Lighting,Rain Gutters,Other
  • Has view: Yes
  • View description: Street,Trees/Woods,Other

Lot

  • Lot size: 2.99 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Other,Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$80$960
Property Taxes $295$3,540
Electricity $281$3,374
Total$1,869$22,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,080/yr
40% on housing$56,070/yr
45% on housing$49,840/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 21727$171
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21727$193
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$239,900
2026-07-20Listed for sale$239,900

For Sale by Agent

AgentDanny Register
BrokerageNorthrop Realty

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