




809 W Main St, Emmitsburg, MD, 21727
About This Home
Small but charming place. Everyone in town calls it the Dollhouse. There is a front room, a middle room and then a back Country Kitchen... off of the middle room you go upstairs to a bedroom and a loft and a bath. It really is quaint and is worth seeing! The neighborhood is safe and pleasant. Close walk to the pool and an idyllyc walk out back. Great for both the city mouse and the country mouse. We were so happy here! The pics my tenant sent are not flattering at all. Must see to get the idea. I can send video upon request. Take care to all who read this listing.
Getting Around
Schools
Construction
Condition
- Year built: 1890
Materials
- Roof: Metal
Type & Style
- Home type: Townhouse
Interior
Appliances
- Appliances included: Microwave,Range / Oven,Refrigerator
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Heating
- Heating features: Baseboard,Other,Radiant,Electric
Interior Area
- Total interior livable area: 822 sqft
Property
Details
- Parcel number: 05163021
Features
- Exterior features: Other,Vinyl
- Has view: Yes
- View description: City,Mountain
Lot
- Lot size: 3,630 sqft
Parking
- Parking features: On-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $63 | $756 |
| Property Taxes | $243 | $2,916 |
| Electricity | $281 | $3,374 |
| Total | $1,547 | $18,564 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-16 | Listed for sale | $190,000 |
| 2012-07-26 | Sold | $40,000 |
