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1 Adams Ave, Emmitsburg, MD, 21727

3beds
3baths
1,144sqft
$385,000
$337price/sqft
$2,868/moest. monthly cost
$114,720/yrincome needed

About This Home

Welcome to this newly renovated spacious 3-bedrooms, 3 full-bathroom ranch style home offering the perfect blend of comfort, flexibility, and function, with generous closet space. Bright living spaces with natural light throughout. Open floor plan, brand new carpet through the bedrooms and basement. The Kitchen is designed for both everyday living and entertaining. It features wood cabinetry, refrigerator, dishwasher, microwave, and stove. This layout promotes easy interaction between the kitchen and living area, perfect for hosting friends and family. Fully finished basement adds significant living space. It includes two bonus rooms which can be tailored to suit a variety of needs such a home office gym, media room, playroom, or guess suite. A third full bathroom is conveniently located on the on lower level, offering privacy and ease for both residents and guests. The corner lot features a walk out patio that leads into the fenced yard, providing outdoor space for relaxation or recreation.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
4/10
Thurmont Middle SchoolGrades 6-87.5 mi
5/10
Catoctin High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Roof: Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Oven/Range - Electric,Range Hood,Refrigerator,Electric Water Heater

Basement

  • Area: 1144

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry,Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Kitchen - Country,Entry Level Bedroom,Primary Bath(s),Floor Plan - Traditional
  • Door features: Insulated,Six Panel,Sliding Glass,Storm Door(s)
  • Window features: Bay/Bow,Double Pane Windows,Screens,Skylight(s)
  • Finished area above ground: 1,144

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,288
  • Total interior livable area: 1,144 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1105179769
  • Zoning: R-1
  • Special condition: Probate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Sidewalks
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot

Parking

  • Parking features: Concrete,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$129$1,548
Property Taxes $512$6,144
Electricity $281$3,374
Total$2,868$34,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,331/yr
40% on housing$86,040/yr
45% on housing$76,480/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 21727$164
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21727$193
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2005-06-30Sold$270,000
2001-11-29Sold$142,000

Coming Soon

AgentChristine Thompson
BrokerageEXIT Deluxe Realty

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