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3318 Lowell Ln, Ijamsville, MD, 21754

4beds
5baths
4,406sqft
$709,000
$161price/sqft
$5,063/moest. monthly cost
$202,520/yrincome needed

About This Home

Nestled in the established community of Pleasant Grove on a beautifully maintained one-acre lot, this versatile and spacious home offers exceptional functionality and endless possibilities. Ideal for contractors, entrepreneurs, or hobbyists, the attached garage has been thoughtfully converted into professional office space complete with its own heat pump and convenient half bath for clients or guests. According to recent rankings and research, Windsor Knolls Middle School is highly rated and consistently ranks among the top-tier middle schools in Maryland. Urbana High School is ranked #1 in Frederick County and offers both Advanced Placement (AP) coursework and the prestigious International Baccalaureate (IB) Diploma Program. Inside, the family room and kitchen showcase beautiful hardwood flooring, creating a warm and inviting atmosphere perfect for everyday living and entertaining. The upper level offers three spacious bedrooms, including a private primary suite featuring hardwood floors and a generously sized bath. The finished lower level provides additional living space with a full bath, cozy wood-burning fireplace, and walk-out recreation room equipped with a mini-split system for year-round comfort. An additional finished lowest level offers incredible flexibility for a recreation area, workshop, or home gym, complete with a charming wood stove. Enjoy every season from the bright four-season room overlooking the attractive, level backyard. Outdoor entertaining is easy with the patio and pergola area, ideal for gatherings with family and friends. Additional updates and features include replacement windows, a roof approximately 5½ years old, a whole-house generator, two exterior well hydrants, and a concrete driveway. The detached garage is a standout feature, measuring 38x30 and offering exceptional versatility for entertaining, hobbies, storage, or workspace needs. Combined with the three additional outbuildings, the property provides approximately 1,500 square feet of storage and workspace. The detached garage is fully outfitted with a commercial gas range, sink, cabinetry, half bath, tankless water heater, and its own dedicated heat pump. Located in a highly desirable area known for its strong community feel and excellent schools, this unique property offers the perfect combination of comfort, practicality, and versatility in the heart of Pleasant Grove. No HOA!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

10/10
8/10
9/10
Urbana High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1978

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle,Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Range Hood,Refrigerator,Cooktop,Trash Compactor,Washer,Water Heater,Tankless Water Heater,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Area: 769

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Partial,Improved,Interior Entry,Finished,Windows,Workshop,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Features

  • Attic,Ceiling Fan(s),Primary Bath(s),Dry Wall
  • Window features: Replacement
  • Flooring: Carpet,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 626
  • Finished area above ground: 3,780

Heating & Cooling

  • Heating features: Forced Air,Propane,Electric
  • Cooling features: Central Air,Ductless,Electric

Interior Area

  • Total structure area: 4,549
  • Total interior livable area: 4,406 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1107205988
  • Zoning: A
  • Special condition: Standard

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.99 Acres

Parking

  • Total spaces: 2
  • Parking features: Storage,Garage Faces Front,Garage Door Opener,Oversized,Concrete,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,585$43,020
Home Insurance *$176$2,112
Property Taxes $741$8,892
Electricity $561$6,736
Total$5,063$60,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,588/yr
40% on housing$151,890/yr
45% on housing$135,013/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 21754$247
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21754$201
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$709,000
2026-06-25Price change$739,900
2026-06-11Listed for sale$775,000
1997-05-15Sold$272,000

For Sale by Agent

AgentCharlie Richards
BrokerageMackintosh, Inc.

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