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3045 Averley Rd, Ijamsville, MD, 21754

4beds
4baths
5,062sqft
$999,000
$197price/sqft
$6,986/moest. monthly cost
$279,440/yrincome needed

About This Home

Impeccably maintained and elegantly updated, this beautiful cul de sac home features Brazilian cherry hardwoods on the main level and detailed custom millwork including triple crown and picture frame molding. The gourmet kitchen offers professionally painted cabinetry, granite countertops, stainless steel appliances, a custom beverage/coffee bar with wine storage, and a tile backsplash. It opens to an expansive family room with cathedral ceiling, gas fireplace, and large picture windows. The sun drenched, ceramic tiled sunroom off the kitchen includes French doors leading to a spacious deck overlooking the tree lined backyard backing to wooded land and Little Bennett Creek. Refined dining and living rooms, a well designed mud/laundry room, and an enclosed office complete the main level. The upper level provides three generous bedrooms, an updated hall bath, and a luxurious primary suite with vaulted ceiling, bay window, walk in closet, and spa style bath with granite, frameless glass shower, and soaking tub. The fully finished, bright walkout lower level offers expansive recreation space, a large bonus room with closet, full bath, abundant custom storage, and sliding doors to the backyard. An above ground pool with its own deck enhances outdoor living. Located in the highly desirable Holbrooke neighborhood with easy access to I 270, this home offers a peaceful, park like setting with scenic wooded views.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
8/10
9/10
Urbana High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Cooktop,Dishwasher,Disposal,Dryer,Ice Maker,Double Oven,Refrigerator,Washer,Water Conditioner - Owned,Water Heater,Water Treat System,Gas Water Heater
  • Laundry features: Main Level,Dryer In Unit,Washer In Unit,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Full,Interior Entry,Exterior Entry,Concrete,Rear Entrance,Walk-Out Access,Windows

Bathroom1

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 36
  • Dimensions: 6 X 6

Bathroom1

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bathroom2

  • Features: Bathroom - Tub Shower,Granite Counters,Double Sink
  • Level: Upper
  • Area: 60
  • Dimensions: 5 X 12

Bedroom2

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper
  • Area: 132
  • Dimensions: 11 X 12

Bedroom3

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper
  • Area: 182
  • Dimensions: 13 X 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Features: Flooring - Carpet,Track Lighting
  • Level: Lower
  • Area: 300
  • Dimensions: 20 X 15

Breakfast Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Dining Room

  • Features: Chair Rail,Crown Molding,Flooring - HardWood
  • Level: Main
  • Area: 208
  • Dimensions: 16 X 13

Family Room

  • Features: Cathedral/Vaulted Ceiling,Fireplace - Gas,Flooring - Carpet,Ceiling Fan(s)
  • Level: Main
  • Area: 300
  • Dimensions: 15 X 20

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Chair Railings,Crown Molding,Dining Area,Family Room Off Kitchen,Formal/Separate Dining Room,Kitchen Island,Kitchen - Gourmet,Pantry,Store/Office,Upgraded Countertops,Wainscotting,Walk-In Closet(s),Cathedral Ceiling(s),Dry Wall,9'+ Ceilings
  • Door features: Sliding Glass
  • Window features: Double Hung,Double Pane Windows,Energy Efficient,Replacement,Screens,Sliding,Casement,Vinyl Clad,Palladian
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 1,860
  • Finished area above ground: 3,202

Heating & Cooling

  • Heating features: Forced Air,Zoned,Natural Gas
  • Cooling features: Ceiling Fan(s),Heat Pump,Zoned,Electric

Interior Area

  • Total structure area: 5,062
  • Total interior livable area: 5,062 sqft

Kitchen

  • Features: Breakfast Nook,Kitchen Island,Kitchen - Gas Cooking,Lighting - Pendants,Flooring - HardWood,Pantry
  • Level: Main
  • Area: 210
  • Dimensions: 15 X 14

Laundry

  • Features: Flooring - Luxury Vinyl Tile
  • Level: Main
  • Area: 56
  • Dimensions: 8 X 7

Living Room

  • Features: Flooring - HardWood,Lighting - Ceiling
  • Level: Main
  • Area: 238
  • Dimensions: 17 X 14

Office

  • Features: Flooring - HardWood,Crown Molding
  • Level: Main
  • Area: 130
  • Dimensions: 13 X 10

Other

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Primary Bathroom

  • Features: Soaking Tub,Bathroom - Walk-In Shower,Granite Counters,Double Sink
  • Level: Upper
  • Area: 168
  • Dimensions: 12 X 14

Primary Bedroom

  • Features: Flooring - Carpet,Ceiling Fan(s),Cathedral/Vaulted Ceiling,Walk-In Closet(s)
  • Level: Upper
  • Area: 340
  • Dimensions: 17 X 20

Recreation Room

  • Features: Basement - Finished,Bathroom - Tub Shower,Flooring - Carpet,Flooring - Vinyl
  • Level: Lower
  • Area: 1548
  • Dimensions: 36 X 43

Sitting Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 221
  • Dimensions: 17 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1107218915
  • Zoning: R1
  • Zoning description: Low‑Density Residential
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Three
  • Stories: 3
  • Private pool: Yes
  • Pool features: Above Ground,Filtered,Vinyl,Private
  • Patio & porch: Deck,Patio
  • Exterior features: Awning(s),Lighting,Flood Lights,Rain Gutters,Storage
  • Has view: Yes
  • View description: Trees/Woods
  • Frontage length: Road Frontage: 100

Lot

  • Lot size: 1.47 Acres
  • Features: Cul-De-Sac,Front Yard,Level,Rear Yard,Sloped,Suburban

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$248$2,976
Property Taxes $1,043$12,516
Electricity $644$7,739
Total$6,986$83,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,520/yr
40% on housing$209,580/yr
45% on housing$186,293/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 21754$244
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21754$201
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$999,000
2026-07-23Price change$999,000
2026-07-10Price change$1,080,000
2026-06-10Listed for sale$1,100,000
1997-08-01Sold$321,901
1997-02-04Sold$75,000

For Sale by Agent

AgentBob Reynolds
BrokerageLong & Foster Real Estate, Inc.

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