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6505 Springwater Ct APT 7401, Frederick, MD, 21701

2beds
2baths
1,113sqft
$299,900
$269price/sqft
$2,172/moest. monthly cost
$86,880/yrincome needed

About This Home

Enjoy top-floor living in this updated condo located in a secure, well-maintained building! Inside, the open layout offers a comfortable and inviting living space centered around a cozy gas fireplace. Recent updates include an HVAC unit installed in 2024, low-maintenance LVP flooring throughout the foyer, kitchen, and bathrooms, and plush two-year-old carpet that was recently professionally shampooed. Quartz countertops and updated sinks complement the kitchen and bathrooms, while modern appliances and a full-size washer and dryer add everyday convenience. Conveniently located with quick access to I-70 and I-270, this home makes commuting to Frederick, Montgomery County, DC, Northern Virginia, and Baltimore a breeze!

Getting Around

28
WalkingCar-Dependent
13
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

6/10
7/10
Oakdale High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,113

Heating & Cooling

  • Heating features: Programmable Thermostat,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,113
  • Total interior livable area: 1,113 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1109293582
  • Attached to another structure: Yes
  • Zoning: PUD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$64$768
Property Taxes $311$3,732
Electricity $281$3,374
Total$2,172$26,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,468/yr
40% on housing$65,160/yr
45% on housing$57,920/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$223
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$299,900
2024-02-22Sold$300,000
2024-02-09Pending sale$289,900
2024-01-30Contingent$289,900
2024-01-26Listed for sale$289,900
2023-11-06Listing removed--
2021-12-30Listing removed--
2021-12-19Listed for rent$2,000
2021-11-05Sold$220,000
2021-10-15Contingent$225,000
2021-10-13Listed for sale$225,000
2021-09-03Contingent$225,000
2021-08-19Listed for sale$225,000
2021-08-14Contingent$225,000
2021-08-09Listed for sale$225,000
2004-06-16Sold$182,000
2002-05-14Sold$125,000
2001-09-21Sold$105,900

For Sale by Agent

AgentRon Wolfe
BrokerageCharis Realty Group

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