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10231 Royal Saint Andrews Pl, Ijamsville, MD, 21754

5beds
4baths
3,618sqft
$819,000
$226price/sqft
$5,646/moest. monthly cost
$225,840/yrincome needed

About This Home

Welcome to **10231 Royal Saint Andrews Place**, a beautifully maintained Colonial situated on just under an acre in the highly sought-after Fairwinds community. Surrounded by mature trees and professional landscaping, this exceptional home offers the perfect blend of privacy, timeless curb appeal, and comfortable living. Thoughtfully maintained with major updates already completed—including a **new roof (2019), HVAC system (2023), water heater (2022), resurfaced driveway, water softener, whole-house generator, and a recently serviced gas fireplace**—this home is truly move-in ready. The classic center-hall floor plan features a formal dining room, private office or den, and an inviting family room centered around a gas fireplace with a wall of windows overlooking the private backyard. The spacious kitchen offers abundant cabinetry, generous counter space, a large breakfast area, and opens to a bright sunroom with its own heat pump for year-round enjoyment. A **main-level bedroom and accessible full bath** provide exceptional flexibility for guests, multigenerational living, aging in place, or anyone seeking the convenience of main-level living. Step outside to the expansive deck, perfect for relaxing, entertaining, or simply enjoying the peaceful surroundings. Upstairs, the spacious primary suite features two walk-in closets and a primary bath. Three additional generously sized bedrooms and a full bath complete the upper level. The finished lower level provides a spacious recreation room with both tile and carpet flooring, a convenient half bath, and an unfinished area ideal for storage, a workshop, home gym, or future expansion. Located in the sought-after **Oakdale High School** feeder pattern, including the brand-new **Linganore Creek Elementary School**, this exceptional home offers the perfect combination of space, thoughtful updates, and an outstanding location.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
Oakdale Elementary SchoolGrades PK-51.2 mi
8/10
Oakdale Middle SchoolGrades 6-81.0 mi
7/10
Oakdale High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2000

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher,Dryer,Exhaust Fan,Freezer,Refrigerator,Washer,Water Heater,Oven/Range - Electric,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Area,Ceiling Fan(s),Combination Kitchen/Living,Entry Level Bedroom,Floor Plan - Traditional,Formal/Separate Dining Room,Pantry,Primary Bath(s),Walk-In Closet(s),Dry Wall
  • Window features: Screens,Window Treatments
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 766
  • Finished area above ground: 2,852

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,384
  • Total interior livable area: 3,618 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Roll-in Shower,Accessible Hallway(s),Accessible Electrical and Environmental Controls

Details

  • Parcel number: 1109303626
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.92 Acres
  • Features: Cul-De-Sac,Landscaped,No Thru Street,Rear Yard

Parking

  • Total spaces: 7
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Asphalt,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,141$49,692
Home Insurance *$203$2,436
Property Taxes $842$10,104
Electricity $460$5,531
Total$5,646$67,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,577/yr
40% on housing$169,380/yr
45% on housing$150,560/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 21754$242
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21754$201
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$819,000
2000-10-30Sold$321,685

For Sale by Agent

AgentStacy Allwein
BrokerageReal Broker, LLC - Frederick

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