141 Montana Ln, Oakland, MD, 21550
About This Home
Nestled on nearly 3 acres across two parcels, this chalet-style home offers a rare opportunity to create your retreat just minutes from the lake. Renovate the existing structure, or start fresh and build the lake-area retreat or cabin you’ve always imagined. The level, wooded setting provides privacy, peace, and plenty of room to expand, garden, or simply enjoy nature. With well and septic already in place, the groundwork is set for your vision. Located just 5 minutes from all lake amenities and activities, you’ll enjoy easy access to boating, fishing, swimming, and year-round recreation while still savoring the tranquility of your own private acreage. Parcels of this size and proximity to the lake are a rare find—don’t miss the chance to make this blank canvas your masterpiece.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1981
Materials
- Foundation: Block
- Construction materials: Frame,Block,T-1-11
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame,Chalet
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven/Range - Electric,Refrigerator,Electric Water Heater
Basement
- Area: 912
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Full
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Kitchen - Galley,Other,High Ceilings,Paneled Walls
- Flooring: Laminate,Vinyl
- Finished area below ground: 456
- Finished area above ground: 456
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 1,558
- Total interior livable area: 912 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1214018964
- Zoning: NONE
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 1.23 Acres
Parking
- Total spaces: 4
- Parking features: Gravel,Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Drought
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,107 | $13,284 |
| Home Insurance * | $44 | $528 |
| Property Taxes | $208 | $2,496 |
| Electricity | $281 | $3,374 |
| Total | $1,640 | $19,680 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $219,000 |
| 1992-07-23 | Sold | $25,000 |
View on Zillow