256 Jeffrey Ln #28, Oakland, MD, 21550
About This Home
Looking for a beautifully updated condo at Deep Creek Lake? Welcome to 256 Jeffrey Lane #28, a spacious 3-bedroom, 3.5-bath condo in the desirable Traders Landing community. Enjoy filtered lake views from this well-appointed home, conveniently located just across the street from the water and only minutes from Wisp Resort, restaurants, shopping, marinas, and other area attractions. With a northern exposure that provides comfortable natural light throughout the day, this property has been thoughtfully updated with a renovated kitchen, modernized bathrooms, and stylish furnishings. This condo offers an excellent opportunity for both personal enjoyment and investment potential. Opportunities to own in Traders Landing are rare—schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Block
- Roof: Architectural Shingle
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Architectural style: Villa
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: In Basement
Basement
- Area: 480
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Dry Wall,High Ceilings
- Flooring: Carpet,Ceramic Tile,Laminate
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 480
- Finished area above ground: 1,358
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,838
- Total interior livable area: 1,838 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1218056909
- Zoning: R
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Waterfront features: Lake
- Waterbody name: Deep Creek Lake
Parking
- Parking features: Gravel,Parking Lot
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,350 | $28,200 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $506 | $6,072 |
| Electricity | $281 | $3,374 |
| Total | $3,230 | $38,760 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-03 | Listed for sale | $464,900 |
| 2025-07-02 | Sold | $435,000 |
| 2025-05-11 | Contingent | $455,000 |
| 2025-02-10 | Price change | $455,000 |
| 2024-07-03 | Price change | $465,000 |
| 2024-04-25 | Price change | $475,000 |
| 2024-01-18 | Price change | $485,000 |
| 2023-10-21 | Price change | $489,999 |
| 2023-08-23 | Listed for sale | $499,900 |
| 2022-10-14 | Sold | $425,000 |
| 2022-09-04 | Contingent | $429,999 |
| 2022-08-29 | Price change | $429,999 |
| 2022-08-22 | Listed for sale | $449,999 |
| 2022-08-16 | Contingent | $449,999 |
| 2022-07-22 | Price change | $449,999 |
| 2022-06-14 | Price change | $479,000 |
| 2022-05-23 | Listed for sale | $499,999 |
| 2019-12-02 | Sold | $245,000 |
| 2015-01-01 | Sold | $235,000 |
| 2011-05-20 | Sold | $235,000 |
| 2011-03-25 | Price change | $269,000 |
| 2011-02-07 | Price change | $289,000 |
| 2010-11-29 | Listed for sale | $299,000 |
| 2004-11-09 | Sold | $295,470 |
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