398 Snow Bird Ln, Swanton, MD, 21561
About This Home
Custom-built home thoughtfully placed on 7.4 scenic acres in the Loch Glade community. Featuring three spacious bedrooms and 3.5 baths, the layout is designed for comfortable every day one-level living with a large family room for entertaining. The two-sided wood burning stone fireplace adds warmth to both the living room, kitchen, sunroom, and dining room. An abundance of windows (Andersen) allows for wonderful natural light to every room during any season. Sitting on a full basement, you have additional living space available below, along with a huge storage room and workshop. There’s a nice blend of yard and woods, complemented by a rear deck, lower-level patio and a screened gazebo—ideal for relaxing or hosting gatherings. A whole-house generator adds an extra layer of security and reliability year-round, and the 3-car garage and two sheds are another bonus. Recent updates include a new furnace. Community lake access nearby with a swim dock and kayak rack, and nearby is a pavilion area. Located just a short drive from Deep Creek Lake, you’ll enjoy easy access to recreation while still coming home to a peaceful setting.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Very Good
- Year built: 1997
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer,Electric Water Heater
- Laundry features: Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Heated,Partially Finished,Walk-Out Access
Bedroom1
- Features: Flooring - Carpet
- Level: Main
- Area: 144
- Dimensions: 12 X 12
Bedroom2
- Features: Flooring - Carpet
- Level: Main
- Area: 120
- Dimensions: 10 X 12
Bedroom3
- Features: Flooring - Carpet
- Level: Main
- Area: 221
- Dimensions: 13 X 17
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Features: Flooring - Carpet
- Level: Main
- Area: 247
- Dimensions: 13 X 19
Family Room
- Features: Flooring - Carpet
- Level: Lower
- Area: 729
- Dimensions: 27 X 27
Features
- Soaking Tub,Dining Area,Entry Level Bedroom,Floor Plan - Traditional,Dry Wall
- Window features: Wood Frames
- Flooring: Carpet,Vinyl
- Number of fireplaces: 2
- Fireplace features: Glass Doors,Stone
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,310
Heating & Cooling
- Heating features: Baseboard,Propane
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 4,620
- Total interior livable area: 2,310 sqft
Kitchen
- Features: Flooring - Vinyl,Fireplace - Wood Burning
- Level: Main
- Area: 414
- Dimensions: 18 X 23
Laundry
- Features: Flooring - Vinyl
- Level: Main
Living Room
- Features: Fireplace - Wood Burning,Flooring - Carpet
- Level: Main
- Area: 378
- Dimensions: 18 X 21
Other
- Features: Flooring - Vinyl
- Level: Main
- Area: 88
- Dimensions: 8 X 11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1218059193
- Zoning: R
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: Canoe/Kayak,Fishing Allowed,Swimming Allowed,Lake
- Waterbody name: Deep Creek Lake
Lot
- Lot size: 7.40 Acres
- Features: Backs to Trees
Parking
- Total spaces: 3
- Parking features: Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $158 | $1,896 |
| Property Taxes | $393 | $4,716 |
| Electricity | $294 | $3,531 |
| Total | $4,126 | $49,512 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $695,000 |
| 1992-09-30 | Sold | $30,000 |
For Sale by Agent
View on Zillow