105 Walnut St, Friendsville, MD, 21531
About This Home
4BR/1.5BA home only four blocks to the Upper Youghiogheny take out, across the street from Bear Creek, and only 15 minutes to Deep Creek Lake and Wisp Resort! Simply carry your kayak or fishing pole across the street to enjoy world class rapids or fly fishing or walk out onto your back deck for sun. THIS HOME IS NOT IN THE 100 YEAR FLOOD PLAIN, BUT IT IS LISTED IN THE 500 YEAR FLOOR PLAIN.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Block
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 512
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,384
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: None,Electric
Interior Area
- Total structure area: 1,896
- Total interior livable area: 1,384 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1202010143
- Zoning: R
- Special condition: Real Estate Owned
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterbody name: Youghiogheny River
Lot
- Lot size: 6,534 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $33 | $396 |
| Property Taxes | $254 | $3,048 |
| Electricity | $281 | $3,374 |
| Total | $1,528 | $18,336 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Sold | $97,270 |
| 2007-12-27 | Sold | $107,000 |
| 2005-12-29 | Sold | $85,000 |
| 1995-02-23 | Sold | $28,000 |
View on Zillow