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552 Black Oak Dr, Oakland, MD, 21550

3beds
2baths
1,152sqft
$349,000
$303price/sqft
$2,451/moest. monthly cost
$98,040/yrincome needed

About This Home

Looking for a vacation spot or main living, Check out this nicely remolded home in a gated community. 3 bedrooms, 1 1/2 bathrooms, main level laundry room. Great rustic touches . Detached Garage with pellet stove. Yough Mountain Resort is the ultimate mountain escape! Nestled in a quiet, secluded area, this beautifully updated retreat offers modern comfort in a rustic Access to over 50 miles of private roads and trails—perfect for ATVs, snowmobiles, hiking, river access, fishing, and hunting. . Whether you're looking for a peaceful weekend getaway or a year-round hideaway, this home offers the perfect blend of tranquility and outdoor fun.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
5/10
Southern Middle SchoolGrades 6-88.5 mi
5/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1974

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Bedroom1

  • Features: Flooring - Wood
  • Level: Upper
  • Area: 88
  • Dimensions: 8 X 11

Bedroom2

  • Features: Flooring - Wood
  • Level: Upper
  • Area: 72
  • Dimensions: 8 X 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Combination Kitchen/Living,Open Floorplan
  • Window features: Window Treatments
  • Flooring: Wood,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s),Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Features: Flooring - Wood
  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Laundry

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 49
  • Dimensions: 7 X 7

Living Room

  • Features: Flooring - Wood,Fireplace - Wood Burning
  • Level: Main
  • Area: 264
  • Dimensions: 12 X 22

Other

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Dimensions: 0 X 22

Primary Bedroom

  • Features: Flooring - Wood,Walk-In Closet(s)
  • Level: Upper
  • Area: 165
  • Dimensions: 11 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1206014917
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Tv Stand And Bookcase

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.58 Acres
  • Features: Backs to Trees

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$70$840
Property Taxes $336$4,032
Electricity $281$3,374
Total$2,451$29,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,034/yr
40% on housing$73,530/yr
45% on housing$65,360/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 21550$207
Garrett County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 21550
Garrett County$257

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$359,000
2018-04-26Sold$8,000
2008-06-13Sold$150,000
2007-08-21Sold$150,000
1996-04-18Sold$25,000

For Sale by Agent

AgentConnie LePrevost
BrokerageLong & Foster Real Estate, Inc.

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