




108 Fort Hoyle Rd, Joppa, MD, 21085
About This Home
INVESTORS & REHABBERS...OPPORTUNITY IS KNOCKING! Bring your vision and your renovation plans to this spacious 4-bedroom rancher situated on approximately ½ acre with plenty of potential inside and out. This estate sale offers a surprisingly generous layout featuring a large eat-in kitchen, oversized dining room, spacious living room, four bedrooms, and an unfinished basement providing additional storage and future possibilities. Outside, you'll find even more to work with — a screened-in front porch, rear deck, above-ground pool, storage shed, and a sizable yard with room to reimagine the outdoor space. The property is being sold strictly AS-IS, and the seller will make no repairs. This is an ideal opportunity for an investor, rehabber, contractor, or buyer looking for a property they can renovate and make their own. Priced and positioned for action. Bring your contractor, bring your ideas, and bring your best offer.! Opportunities like this are all about potential, and this one has plenty of it!
Getting Around
Schools
Construction
Condition
- Property condition: Below Average
- Year built: 1964
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Block,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Interior Entry,Exterior Entry,Rough Bath Plumb,Shelving,Unfinished,Walk-Out Access,Workshop
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 4
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 1,484
Heating & Cooling
- Heating features: Other,Oil
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,788
- Total interior livable area: 1,484 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Screened Porch
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1301038958
- Zoning: R2
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Above Ground,Private
- Patio & porch: Screened Porch
Lot
- Lot size: 0.50 Acres
- Features: Backs to Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,011 | $12,132 |
| Home Insurance * | $70 | $840 |
| Property Taxes | $184 | $2,208 |
| Electricity | $281 | $3,374 |
| Total | $1,546 | $18,552 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Listed for sale | $200,000 |
| 1983-04-20 | Sold | $30,000 |
