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1006 Agate Dr, Edgewood, MD, 21040

4beds
2baths
1,584sqft
$275,000
$174price/sqft
$1,993/moest. monthly cost
$79,720/yrincome needed

About This Home

Welcome to Agate Dr., where comfort, space, and versatility come together to create a place you'll be proud to call home. **Seller offering $5,000 towards buyers closing costs with an acceptable offer.** From the moment you arrive, you'll appreciate the thoughtfully finished lower level and the bright, open layout. The spacious living room flows seamlessly into the dining area and kitchen. The kitchen offers generous counter space, abundant cabinetry, and plenty of room to gather with family and friends. Just off the dining area, through the sliding glass doors onto the rear deck, is the perfect spot to enjoy your morning coffee, unwind after a long day, or entertain while overlooking the backyard. On the upper level, you'll find three generously sized bedrooms and a full bathroom. The primary bedroom features a large closet and a built-in vanity with direct access to the bathroom, creating a comfortable and functional owner's retreat. The finished basement adds even more living space and flexibility. Complete with a full bathroom and an additional room, it's ideal for a home office, guest room, fitness space, playroom, or potential fourth bedroom. The basement design also provides easy access to the backyard, extending your living space outdoors. Outside, you'll enjoy a nicely sized backyard, two reserved parking spaces, additional guest parking, and convenient street parking. The community is ideally located near major commuter routes, shopping, dining, and everyday conveniences. If you've been searching for a home that offers space, flexibility, and a convenient location, Agate Dr. deserves a spot at the top of your list. Schedule your private showing today and see everything this home has to offer. Recent Property Updates: -Roof replaced within the last 10 years. -New energy-efficient front door and windows installed last year. -Commercial-grade Lennox outdoor A/C unit replaced approximately 7 years ago. -New indoor air handler/controller installed. -Rear gutter guards installed to help prevent debris buildup and reduce gutter clogging, minimizing maintenance.

Getting Around

28
WalkingCar-Dependent
15
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

2/10
4/10
Edgewood Middle SchoolGrades 6-81.3 mi
3/10
Edgewood High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick Front

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Oven/Range - Electric,Refrigerator,Washer,Microwave,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Heated,Exterior Entry,Interior Entry,Sump Pump,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic,Breakfast Area,Ceiling Fan(s),Formal/Separate Dining Room,Kitchen - Table Space,Walk-In Closet(s),Open Floorplan,Combination Kitchen/Dining,Dining Area
  • Door features: Six Panel,Sliding Glass
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,584

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,584
  • Total interior livable area: 1,584 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01091948
  • Zoning: R4
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Street Lights
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1,680 sqft

Parking

  • Parking features: Assigned,Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$102$1,224
Property Taxes $220$2,640
Electricity $281$3,374
Total$1,993$23,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,331/yr
40% on housing$59,790/yr
45% on housing$53,146/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 21040$84
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21040$184
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$275,000
2026-07-21Price change$275,000
2026-07-10Listed for sale$287,880
2019-08-21Sold$160,000
2019-06-05Listed for sale$149,900
2016-10-14Listing removed$1,500
2016-07-10Listing removed$1,395
2012-09-06Listing removed$1,350
2012-07-31Listed for rent$1,350
2000-10-17Sold$89,500

For Sale by Agent

AgentNorma Ascencio
BrokerageKeller Williams Gateway LLC

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