737 Shore Dr, Joppa, MD, 21085
About This Home
Price Reduction! Welcome to your dream home in sought after Rumsey Island! Completely renovated split level has all the amenities you could dream of, with beautiful views of the water. This home was meant for entertaining with the open concept , the gourmet kitchen that opens to the the sunroom with vaulted ceilings and great water views. Added updates to kitchen to include gold hardware and pendant lighting to make this space even more appealing. Gather in outside in the covered patio with kitchen or around the fire pit surrounded by gorgeous landscaping. The three bedroom two and half bath has plenty of storage in the lower level and more entertaining space in the large basement area. Don't miss this one!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1976
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
- Laundry features: Washer/Dryer Hookups Only
Basement
- Level: Lower
- Area: 216
- Dimensions: 12 X 18
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedroom1
- Level: Upper
- Area: 132
- Dimensions: 11 X 12
Bedroom2
- Level: Upper
- Area: 121
- Dimensions: 11 X 11
Bedroom3
- Level: Upper
- Area: 108
- Dimensions: 12 X 9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Level: Lower
- Area: 432
- Dimensions: 24 X 18
Features
- Bathroom - Walk-In Shower,Bathroom - Tub Shower,Combination Kitchen/Dining,Open Floorplan,Kitchen Island,Kitchen - Gourmet,Cathedral Ceiling(s),Dry Wall
- Door features: Sliding Glass
- Window features: Double Hung,Sliding,Skylight(s)
- Flooring: Carpet,Ceramic Tile,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,560
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,040
- Total interior livable area: 1,560 sqft
Kitchen
- Level: Main
- Area: 228
- Dimensions: 19 X 12
Living Room
- Level: Main
- Area: 187
- Dimensions: 17 X 11
Other
- Level: Main
- Area: 221
- Dimensions: 17 X 13
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1301144898
- Zoning: R3
- Special condition: Standard
Features
- Levels: Multi/Split,Four
- Stories: 4
- Pool features: None
- Patio & porch: Patio,Porch
- Exterior features: Barbecue,Extensive Hardscape
- Fencing: Privacy
- Has view: Yes
- View description: River,Garden,Water
- Has water view: Yes
- Water view: River,Water
- On waterfront: Yes
- Waterfront features: Private Dock Site,River,Private Access
- Frontage length: Water Frontage Ft: 75
Lot
- Lot size: 10,796 sqft
- Features: Front Yard,Landscaped,Rear Yard,SideYard(s)
- Lot size dimensions: 75.00 x
Parking
- Total spaces: 1
- Parking features: Built In,Garage Faces Front,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Winter Weather
- Cold Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,628 | $31,536 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $458 | $5,496 |
| Electricity | $281 | $3,374 |
| Total | $3,548 | $42,576 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Price change | $559,900 |
| 2026-02-18 | Price change | $564,900 |
| 2026-01-14 | Price change | $569,900 |
| 2026-01-06 | Listed for sale | $575,900 |
| 2025-12-24 | Listing removed | $575,900 |
| 2025-12-18 | Pending sale | $575,900 |
| 2025-11-12 | Price change | $575,900 |
| 2025-10-15 | Price change | $599,000 |
| 2025-10-02 | Price change | $619,900 |
| 2025-09-15 | Price change | $639,900 |
| 2025-08-22 | Listed for sale | $649,900 |
| 2025-07-10 | Sold | $383,000 |
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