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1305 Lundy Ln, Bel Air, MD, 21015

6beds
5baths
4,870sqft
$1,199,990
$246price/sqft
$8,110/moest. monthly cost
$324,400/yrincome needed

About This Home

Situated in the highly sought-after Todd Lakes community, 1305 Lundy Lane presents a rare opportunity to own a custom-built luxury estate on one of the premier lots in the neighborhood. Positioned on a picturesque 1.5-acre corner lot adjacent to a quiet cul-de-sac, this exceptional 6-bedroom, 4 full and 1 half bath residence offers privacy, craftsmanship, and breathtaking water views overlooking one of the community’s serene lakes. Designed with both scale and comfort in mind, this expansive home features soaring ceilings, oversized windows, marble tile entry, rich oak hardwood flooring, and remarkable natural light throughout. The main level includes a spacious primary suite, private office, formal living and dining rooms, and an impressive great room anchored by a dramatic natural stone fireplace with cast iron pellet stove. A stunning four-seasons sunroom with Travertine flooring, exposed stone accents, and panoramic lake views creates the perfect year-round retreat. The gourmet kitchen is equipped with Viking appliances, induction cooktop, custom real wood cabinetry, expansive countertops, LED lighting, oversized stainless sink, and seamless access to the massive rear patio—ideal for entertaining while overlooking the beautifully manicured grounds and water views. The luxurious main-level primary suite offers a spa-inspired bath with marble and glass tile finishes, mosaic pebble flooring, Hansgrohe waterfall shower system, heated towel rack, soaking tub, walk-in closet with custom built-ins, and tranquil views of the patio, lawn, and lake. Additional bedrooms provide exceptional flexibility, including a dramatic two-story bedroom with spiral staircase and loft, plus an expansive upper-level suite perfect for guests, recreation, or multigenerational living. Built with exceptional quality and enduring materials, the home showcases full stone exterior construction, steel I-beam floor support, Anderson windows and doors, three-zone high-efficiency HVAC, dual Marathon water heaters, ADT security system, and extensive storage throughout including a massive walk-up attic with reinforced flooring. Outdoor living is equally impressive with mature landscaping, professional lawn care, and an expansive rear patio shaded by established trees, creating a private setting for entertaining, relaxing, and enjoying the natural beauty of Todd Lakes. Conveniently located near downtown Bel Air, shopping, dining, commuter routes, and top-rated schools, this one-of-a-kind luxury property combines timeless craftsmanship, architectural character, and an unmatched setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Electric Water Heater

Basement

  • Area: 1683

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Attic,Breakfast Area,Built-in Features,Chair Railings,Crown Molding,Dining Area,Entry Level Bedroom,Floor Plan - Traditional,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Wainscotting
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,683
  • Finished area above ground: 3,187

Heating & Cooling

  • Heating features: Heat Pump,Zoned,Electric
  • Cooling features: Central Air,Zoned,Electric

Interior Area

  • Total structure area: 4,870
  • Total interior livable area: 4,870 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1301188550
  • Zoning: RR
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 1.49 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Side,Paved,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$337$4,044
Property Taxes $1,086$13,032
Electricity $620$7,445
Total$8,110$97,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$278,057/yr
40% on housing$243,300/yr
45% on housing$216,266/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 21015$192
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21015$223
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$1,350,000
2014-04-29Sold$630,000
2014-02-26Pending sale$665,000
2014-01-23Price change$665,000
2013-11-08Listed for sale$699,900
1998-02-25Sold$460,000

For Sale by Agent

AgentAndrew Undem, Berkshire Hathaway HomeServices Homesale Realty, Listing Team: Sure Group
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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