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3038 Benefit Ct, Abingdon, MD, 21009

2beds
2baths
1,362sqft
$285,000
$209price/sqft
$2,057/moest. monthly cost
$82,280/yrincome needed

About This Home

Welcome to this beautifully maintained end-of-group townhome in the desirable St. Clair community! Enjoy the extra space and privacy that comes with an end unit, complete with a large, fully fenced backyard featuring privacy fencing and an expansive deck- perfect for entertaining, outdoor dining, or relaxing. Inside, you'll find a bright, open floor plan designed for comfortable everyday living and effortless entertaining, along with generously sized bedrooms that provide plenty of space to unwind. Conveniently located near shopping, dining, parks, and major commuter routes including I-95 and MD-24, this home offers the ideal blend of comfort, convenience, and outdoor living.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
4/10
Edgewood Middle SchoolGrades 6-84.0 mi
3/10
Edgewood High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Block
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 480

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 370
  • Finished area above ground: 992

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,362 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1301294490
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,900 sqft

Parking

  • Total spaces: 2
  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$80$960
Property Taxes $255$3,060
Electricity $281$3,374
Total$2,057$24,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,525/yr
40% on housing$61,710/yr
45% on housing$54,853/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 21009$159
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21009$196
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$285,000
2026-08-06Listed for sale$285,000
2025-09-09Listing removed$1,900
2025-08-26Listed for rent$1,900
2022-01-27Sold$231,500
2021-11-17Sold$231,500
2021-10-13Pending sale$229,900
2021-10-10Listed for sale$229,900
2015-10-07Sold$195,000
2015-08-24Pending sale$194,875
2015-08-21Price change$194,875
2015-07-15Listed for sale$199,875
2012-11-12Listing removed$1,395
2012-11-05Listed for rent$1,395
2006-02-02Sold$192,500
1999-06-18Sold$110,000
1996-03-27Sold$99,225

For Sale by Agent

AgentBrittany Kukuselis
BrokerageCompass

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