




427 Shore Dr, Joppa, MD, 21085
About This Home
Nestled in the highly sought-after Taylor’s Pointe community of Joppatowne, this exceptional Colonial offers over 6,000 square feet of beautifully maintained living space, perfectly blending timeless elegance with modern comfort. Featuring 5 spacious bedrooms and 4.5 bathrooms, this home provides ample room for both everyday living and entertaining. The five gas fireplaces add warmth and character throughout the home. A grand two-story foyer creates an impressive first impression and sets the tone for the home’s sophisticated design. The open and functional layout flows seamlessly into the heart of the home, a gourmet kitchen equipped with new stainless-steel appliances, including a built-in microwave, downdraft cooktop, and wall oven. Thoughtfully designed for both convenience and style, the kitchen opens to the dining and living areas, making it ideal for gatherings. A wet/dry bar further enhances the home’s entertaining capabilities. Wood flooring and well-appointed finishes throughout add warmth and character. The expansive primary suite serves as a private retreat, complete with a generous walk-in closet and a spa-inspired en suite bathroom designed for relaxation. Additional bedrooms are generously sized, offering flexibility for guests, home office space, or multi-generational living. The fully finished basement with outside access provides endless possibilities—perfect for a recreation room, media space, gym, or guest suite. Step outside to your own private waterfront oasis. With approximately 50 feet of frontage along the scenic Gunpowder River, this property offers tranquil views and direct water access. The private composite dock is ideal for boating, fishing, or simply enjoying the peaceful surroundings. Whether hosting gatherings or unwinding at the end of the day, the outdoor space delivers a true waterfront lifestyle experience. Recent updates include new kitchen appliances, a new roof, and a new HVAC system, offering added value and peace of mind. Additional features include a 2-car attached garage with interior access and a concrete driveway offering ample parking for guests. This remarkable property combines space, location, and lifestyle in one of Joppatowne’s premier waterfront communities. Don’t miss the opportunity to make this exceptional home your own.
Getting Around
Schools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Permanent
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Down Draft,Dishwasher,Disposal,Dryer,Ice Maker,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Full,Finished,Exterior Entry,Rear Entrance,Sump Pump,Walk-Out Access
Bathroom1
- Level: Upper
Bathroom1
- Level: Lower
Bathroom2
- Level: Upper
Bathroom3
- Level: Upper
Bedroom1
- Level: Upper
Bedroom1
- Level: Lower
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
Features
- Ceiling Fan(s),Combination Kitchen/Dining,Eat-in Kitchen,Walk-In Closet(s),Bar,Butlers Pantry,Dining Area,Open Floorplan,Kitchen Island,Primary Bath(s)
- Flooring: Carpet,Hardwood,Vinyl,Ceramic Tile,Wood
- Number of fireplaces: 5
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 1,900
- Finished area above ground: 4,172
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 6,578
- Total interior livable area: 6,072 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Office
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1301321781
- Zoning: R3 R4
- Special condition: Standard
- Other equipment: Intercom
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck
- Fencing: Aluminum
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: Private Dock Site,River
- Waterbody name: Gunpowder
- Frontage length: Water Frontage Ft: 50
Lot
- Lot size: 0.32 Acres
Parking
- Total spaces: 6
- Parking features: Storage,Garage Faces Side,Garage Door Opener,Inside Entrance,Concrete,Attached,Driveway,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Winter Weather
- Cold Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,497 | $77,964 |
| Home Insurance * | $449 | $5,388 |
| Property Taxes | $1,141 | $13,692 |
| Electricity | $773 | $9,283 |
| Total | $8,860 | $106,320 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $1,425,000 |
| 2026-04-14 | Listed for sale | $1,500,000 |
| 2016-04-18 | Sold | $546,000 |
| 2015-08-26 | Listing removed | $400,000 |
| 2015-07-21 | Listed for sale | $400,000 |
| 2002-10-04 | Sold | $179,000 |
