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631 W Bel Air Ave, Aberdeen, MD, 21001

6beds
3baths
2,920sqft
$410,000
$140price/sqft
$2,901/moest. monthly cost
$116,040/yrincome needed

About This Home

Spacious Three-Story Colonial in Aberdeen, Maryland Welcome to this beautifully maintained six-bedroom, three-bath Colonial offering nearly 2,900 square feet of versatile living space. Situated in the heart of Aberdeen, Maryland, this home is ideal for multigenerational living or those seeking additional income potential. Each level features its own private entrance and a full bathroom, providing exceptional flexibility and privacy. The third floor serves as a complete one-bedroom apartment, perfect for extended family, guests, or rental use. Enjoy central air conditioning, abundant natural light, and the charm of a traditional Colonial design enhanced with modern comfort. Step outside to a beautiful yard, a spacious front porch perfect for morning coffee, and a second porch off the back of the home ideal for outdoor entertaining or relaxing evenings. A private driveway provides convenient off-street parking. With three fully finished levels, thoughtful layout options, and inviting outdoor spaces, this property offers endless possibilities for comfortable living or investment. Conveniently located near local shops, restaurants, and major commuter routes.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
4/10
Aberdeen Middle SchoolGrades 6-80.7 mi
5/10
Aberdeen High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Extra Refrigerator/Freezer,Microwave,Oven/Range - Gas,Range Hood,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,Has Laundry,Mud Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Interior Entry,Walk-Out Access,Workshop,Unfinished

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Upper

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedroom6

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Efficiency,Entry Level Bedroom,Eat-in Kitchen,Kitchen - Table Space,Pantry,Walk-In Closet(s),Kitchenette
  • Finished area below ground: 0
  • Finished area above ground: 2,920

Foyer

  • Features: Flooring - HardWood
  • Level: Main

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,092
  • Total interior livable area: 2,920 sqft

Kitchen

  • Level: Main

Library

  • Level: Main

Living Room

  • Features: Flooring - HardWood
  • Level: Main

Mud Room

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Lower

Storage Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1302005778
  • Zoning: R2
  • Special condition: Standard
  • Exclusions: Brand New Coin Operated Washers And Dryers

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 0.42 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$135$1,620
Property Taxes $321$3,852
Electricity $372$4,464
Total$2,901$34,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,462/yr
40% on housing$87,030/yr
45% on housing$77,360/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 21001$139
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21001$192
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$414,999
2026-02-03Price change$415,000
2026-01-29Price change$429,999
2026-01-16Price change$430,000
2025-10-24Price change$435,000
2025-10-07Listed for sale$439,000
2024-06-17Sold$340,000
2024-05-12Contingent$375,000
2024-05-05Price change$375,000
2024-04-03Price change$399,900
2024-03-09Price change$425,000
2023-11-04Listed for sale$469,900
1999-08-31Sold$135,000

For Sale by Agent

AgentChristopher Logan
BrokerageColdwell Banker Realty

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