See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

440 Baltimore St, Aberdeen, MD, 21001

2beds
1baths
1,008sqft
$205,000
$203price/sqft
$1,544/moest. monthly cost
$61,760/yrincome needed

About This Home

Welcome to this beautiful, bright, and remodeled twin/semi-detached Colonial. Beautifully remodeled in 2025 and freshly painted in 2026, this move-in ready home also features a new stove and new washer and dryer installed in 2026. Inside, you'll find two spacious primary bedrooms, generous family and dining areas that are perfect for everyday living, and an abundance of windows that fill the home with warm, natural light. Step outside to enjoy the patio and the spacious backyard—ideal for relaxing, gardening, or hosting family and friends. A private two-car parking pad adds everyday convenience. Conveniently located near major commuter routes and a wide variety of amenities, this home offers the perfect combination of comfort and accessibility. Come experience all this wonderful home has to offer and make it yours!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
4/10
Aberdeen Middle SchoolGrades 6-80.9 mi
5/10
Aberdeen High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1969

Materials

  • Foundation: Block,Crawl Space
  • Roof: Composition
  • Construction materials: Brick,Block

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Refrigerator,Washer,Dryer,Gas Water Heater

Bathroom1

  • Features: Bathroom - Tub Shower
  • Level: Upper

Bedroom1

  • Features: Flooring - Luxury Vinyl Tile
  • Level: Upper
  • Area: 180
  • Dimensions: 12 X 15

Bedroom2

  • Features: Flooring - Luxury Vinyl Tile
  • Level: Upper
  • Area: 180
  • Dimensions: 12 X 15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Luxury Vinyl Tile
  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Family Room

  • Features: Flooring - Luxury Vinyl Tile
  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Features

  • Bathroom - Tub Shower,Open Floorplan,Kitchen - Country,Dry Wall
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Tile,Kitchen - Gas Cooking
  • Level: Main
  • Area: 90
  • Dimensions: 9 X 10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1302038560
  • Attached to another structure: Yes
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,687 sqft
  • Features: Level,Front Yard,Rear Yard

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$67$804
Property Taxes $160$1,920
Electricity $281$3,374
Total$1,544$18,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,937/yr
40% on housing$46,320/yr
45% on housing$41,173/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 21001$140
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21001$192
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$205,000
2026-08-09Listed for sale$205,000
2026-08-04Contingent$205,000
2026-07-30Listed for sale$205,000
2025-06-20Sold$188,500
2025-05-09Pending sale$185,000
2025-05-07Listed for sale$185,000
2019-10-23Sold$82,000
2019-07-30Listed for sale$87,000
2002-04-17Sold$48,250

For Sale by Agent

AgentBob Riley
BrokerageMonument Sotheby's International Realty

Similar Homes