See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1314 E Churchville Rd, Bel Air, MD, 21014

4beds
3baths
2,730sqft
$499,999
$183price/sqft
$3,465/moest. monthly cost
$138,600/yrincome needed

About This Home

Welcome to this spacious and beautifully-updated rancher, ideally located in the heart of Bel Air. This true 4 bedroom, 2.5 bathroom home offers the perfect blend of modern updates, comfort and space (over 2,725 square feet of finished living space). Step inside and you'll immediately notice the fresh LVP flooring throughout the main level. The sun-drenched living room opens to the dining room with brick, wood-burning fireplace to add charm and warmth to the space. Continue into the expansive gourmet eat-in kitchen with premium Dekton countertops, custom tile backsplash and enough space to move around freely. The rear kitchen door steps out onto a covered porch and large wood deck installed in 2020. There is an updated half bath is just off of the kitchen. Walking down the hall, you're greeted by 3 spacious bedrooms and a fully updated hall bathroom with modern pizazz! Downstairs to the lower level, the stunning primary bedroom suite awaits! Featuring a dreamy primary bathroom with separate soaking tub, walk-in shower and spectacular tile work throughout. Primary bedroom also boasts a large walk-in closet, recessed lights and a new ceiling fan. The basement level is rounded out by a bright Den with outside access, laundry room and plenty of storage. Outback, a greenhouse highlights the rear yard, situated next to a garden of raised beds with sturdy metal fencing surrounding. Backing to woods, a fenced rear yard offers the perfect place to unwind and enjoy this nearly half acre lot. A detached 2 car garage with electric, rounded driveway in the front and large parking area along the side ensure plenty of parking for your and your guests. Updates Include: AC in 2023, LVP Flooring 2023, Half Bath Remodel 2020, Garage Door 2021, Dekton Coutertops 2021, Primary Suite in 2018. Convenient to the areas finest dining and shopping, you do NOT want to miss this one! Schedule your showing today!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Side Entrance,Walk-Out Access,Partially Finished

Bathroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Level: Main

Den

  • Level: Lower

Dining Room

  • Level: Main

Features

  • Crown Molding,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Walk-In Closet(s),Bathroom - Walk-In Shower,Soaking Tub
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Brick
  • Fireplace: Yes
  • Finished area below ground: 1,170
  • Finished area above ground: 1,560

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 3,120
  • Total interior livable area: 2,730 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Primary Bathroom

  • Level: Lower

Primary Bedroom

  • Level: Lower

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1303048551
  • Zoning: RO
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Back Yard

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 10
  • Parking features: Storage,Garage Faces Front,Oversized,Detached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$152$1,824
Property Taxes $438$5,256
Electricity $347$4,173
Total$3,465$41,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,800/yr
40% on housing$103,950/yr
45% on housing$92,400/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 21014$174
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21014$218
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$524,900
2026-04-10Listed for sale$539,900
2018-12-11Sold$329,000
2018-10-15Pending sale$327,500
2018-09-10Listed for sale$327,500
2018-08-03Listing removed$310,000
2018-07-18Pending sale$310,000
2018-07-06Price change$310,000
2018-06-11Price change$320,000
2018-06-08Price change$330,000
2018-05-25Listed for sale$335,000
2018-05-14Sold$300,000
2018-04-19Listed for sale$279,900
2013-06-27Sold$225,000
2013-03-20Listed for sale$225,000

For Sale by Agent

AgentGraham Burch
BrokerageCummings & Co. Realtors

Similar Homes