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918 Richwood Rd, Bel Air, MD, 21014

2beds
2baths
1,210sqft
$290,000
$240price/sqft
$2,095/moest. monthly cost
$83,800/yrincome needed

About This Home

Meticulously maintained and beautifully updated, this charming Bel Air townhome is truly move-in ready! Pride of ownership is evident throughout, with thoughtful improvements that blend modern style with everyday functionality. The welcoming main level features a beautifully refreshed kitchen with abundant cabinet and counter space, newer appliances, an oversized pantry, and a long island offering the perfect spot for casual dining or entertaining. Luxury vinyl plank flooring (2023) adds warmth and durability, while the adjoining living room offers a cozy, inviting atmosphere with tasteful colors that complement the newer flooring throughout. Upstairs, you'll find two spacious bedrooms, each offering generous closet space and room to unwind, along with a stunning full bathroom completely remodeled in 2025. Brand-new second-level flooring (2026) and replacement windows (2026) enhance both the home's appearance and energy efficiency. The fully finished walkout lower level expands your living space with a comfortable recreation room, brand-new carpet (2026), laundry area, a beautifully updated half bath (2026), and a new sliding glass door providing easy access to the backyard. **The spacious recreation room also offers excellent flexibility and could easily be converted for use as a THIRD BEDROOM, home office, guest space, or whatever best fits your needs.** Enjoy relaxing or entertaining on the deck just off the main level, offering the perfect outdoor retreat. Major updates provide exceptional peace of mind, including an architectural roof installed in 2020 with a transferable 30-year warranty, water heater replaced in 2024, replacement windows and sliding glass door (2026), remodeled full and half bathrooms (2025 & 2026), newer appliances, updated flooring throughout, and luxury vinyl plank flooring in the kitchen (2023). Ideally located just minutes from downtown Bel Air, shopping, restaurants, parks, and commuter routes, this meticulously cared-for home offers the perfect combination of comfort, style, and convenience. Simply unpack and enjoy!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1984

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven/Range - Electric,Refrigerator,Cooktop,Washer,Dryer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Finished,Heated,Improved,Rear Entrance

Bedroom1

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 132
  • Dimensions: 12 X 11

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 130
  • Dimensions: 13 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Attic
  • Window features: Screens
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 250
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,210 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 180
  • Dimensions: 15 X 12

Other

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 154
  • Dimensions: 14 X 11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1303164543
  • Zoning: R4
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 485 sqft

Parking

  • Parking features: Assigned,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Winter Weather
Cold Wave
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$88$1,056
Property Taxes $260$3,120
Electricity $281$3,374
Total$2,095$25,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,828/yr
40% on housing$62,850/yr
45% on housing$55,866/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 21014$175
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21014$218
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$280,000
2026-07-31Price change$290,000
2026-07-17Listed for sale$295,000
2013-08-23Sold$129,900
2013-07-04Listed for sale$129,900

For Sale by Agent

AgentJoseph Farinetti
BrokerageBlack Dog Realty, LLC

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