See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1415 Roman Ridge Way, Bel Air, MD, 21014

4beds
4baths
2,278sqft
$375,000
$165price/sqft
$2,631/moest. monthly cost
$105,240/yrincome needed

About This Home

Welcome to this spacious end-of-group townhome in the desirable Hickory Overlook community! With 4 bedrooms, 3.5 bathrooms, this home features an open floor plan with 9-foot ceilings, crown molding, and abundant natural light throughout. The eat-in kitchen is equipped with stainless steel appliances (all replaced within the last five years) and a bay window and opens to a bright sunroom bump-out overlooking the private rear yard. Upstairs, the generous primary suite is accompanied by two additional bedrooms and a beautifully renovated hall bathroom. The finished walkout lower level expands the living space with a large recreation room, fourth bedroom, full bathroom, laundry area, and direct access to the backyard - ideal for guests, multi-generational living, or a home office. New carpet and replacement windows add fresh appeal, while the roof was replaced in 2018 for added peace of mind. Conveniently located just minutes from top-rated schools, recreation centers, shopping, restaurants, and all that downtown Bel Air has to offer, this move-in ready home combines space, updates, and an unbeatable location.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
8/10
7/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2000

Materials

  • Foundation: Permanent
  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Cooktop,Stainless Steel Appliance(s),Washer,Water Heater,Gas Water Heater
  • Laundry features: Lower Level,Washer In Unit,Dryer In Unit,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Heated,Improved,Walk-Out Access,Windows,Sump Pump

Bathroom2

  • Features: Bathroom - Tub Shower
  • Level: Upper
  • Area: 45
  • Dimensions: 5 X 9

Bathroom3

  • Level: Lower
  • Area: 45
  • Dimensions: 9 X 5

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 117
  • Dimensions: 13 X 9

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 110
  • Dimensions: 11 X 10

Bedroom4

  • Features: Flooring - Wood,Recessed Lighting
  • Level: Lower
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Dining Area,Open Floorplan,Eat-in Kitchen,Kitchen - Table Space,Pantry,Recessed Lighting,Walk-In Closet(s),Crown Molding,Dry Wall
  • Door features: Six Panel,Storm Door(s),Sliding Glass
  • Window features: Bay/Bow,Replacement,Screens,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Finished area below ground: 626
  • Finished area above ground: 1,652

Half Bath

  • Level: Main
  • Area: 25
  • Dimensions: 5 X 5

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,478
  • Total interior livable area: 2,278 sqft

Kitchen

  • Features: Flooring - Ceramic Tile,Eat-in Kitchen,Kitchen - Electric Cooking,Pantry,Breakfast Bar
  • Level: Main
  • Area: 117
  • Dimensions: 13 X 9

Laundry

  • Level: Lower

Living Room

  • Features: Flooring - Wood
  • Level: Main
  • Area: 266
  • Dimensions: 19 X 14

Other

  • Features: Flooring - Wood
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Primary Bathroom

  • Features: Double Sink,Recessed Lighting,Soaking Tub,Bathroom - Stall Shower
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Primary Bedroom

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper
  • Area: 192
  • Dimensions: 12 X 16

Recreation Room

  • Features: Recessed Lighting,Flooring - Wood
  • Level: Lower
  • Area: 306
  • Dimensions: 17 X 18

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 1303315681
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch,Patio
  • Exterior features: Bump-outs,Sidewalks
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 2,650 sqft
  • Features: Backs to Trees

Parking

  • Total spaces: 2
  • Parking features: Assigned,Parking Lot,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$114$1,368
Property Taxes $331$3,972
Electricity $290$3,482
Total$2,631$31,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,205/yr
40% on housing$78,930/yr
45% on housing$70,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 21014$174
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21014$218
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$375,000
2026-08-14Listing removed$375,000
2026-07-31Listed for sale$375,000
2000-04-12Sold$144,720
1999-10-21Sold$253,080
AgentLaura Snyder
BrokerageAmerican Premier Realty

Similar Homes