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817 Tydings Rd, Havre De Grace, MD, 21078

4beds
3baths
2,656sqft
$475,000
$179price/sqft
$3,252/moest. monthly cost
$130,080/yrincome needed

About This Home

Nestled in the charming Havre de Grace Heights, this delightful Cape Cod residence radiates warmth and character. Constructed in 1959, it features a classic blend of brick and vinyl, combining durability with a timeless appeal. With two bedrooms & a full renovated bath, both upstairs and on the main level, it spans an impressive 2,348 square feet of living space. It features wood floors and an updated kitchen with new appliances. This home is perfect for cultivating lasting memories. The interior also boasts a finished lower level with a walkout, presenting ample opportunities for customization—whether you envision a playroom, home office, personal retreat or space for cozy gatherings with loved ones. The layout serves as a blank canvas, ready for your creative vision. This level also includes a bathroom, utility/laundry room, and a versatile third area suitable for a workout space or craft room.The original garage has been closed off to create a bonus room off the living area, complete with a large walk in pantry. Set on a generous 0.34-acre lot, the outdoor space serves as a private oasis, perfect for barbecues, stargazing, or simply enjoying the tranquility of your surroundings.All this and NO HOA! The convenient driveway ensures hassle-free parking, eliminating the need for complicated maneuvers. Located in a peaceful neighborhood, you are just five minutes from downtown—If you fancy a bike ride, it's an easy one. Downtown Havre de Grace is vibrant with numerous community events and activities. Local favorites include First Fridays, summer concerts in the park, Fall at the lighthouse plus seasonal parades for Mardi Gras, the Fourth of July, and Christmas. The Star Theater regularly hosts concerts by well-known bands, while the State Theater features live performances and classic movies, complemented by several dining options—all within minutes of your doorstep and situated where the Susquehanna River meets the Chesapeake Bay. Whether you are searching for a forever home or a stepping stone, this property is ready for your personal touch. Embrace the opportunity to transform this cozy abode into your perfect sanctuary, where comfort and community harmoniously coexist.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
7/10
6/10

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Other
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Ice Maker,Microwave,Oven/Range - Electric,Refrigerator,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Unspecified

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Breakfast Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 808
  • Finished area above ground: 1,848

Game Room

  • Features: Fireplace - Wood Burning
  • Level: Lower

Half Bath

  • Level: Lower

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,856
  • Total interior livable area: 2,656 sqft

Kitchen

  • Level: Main

Office

  • Level: Lower

Other

  • Level: Main

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1306012159
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$137$1,644
Property Taxes $376$4,512
Electricity $338$4,060
Total$3,252$39,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,497/yr
40% on housing$97,560/yr
45% on housing$86,720/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 21078$176
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21078$209
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$500,000
2026-04-15Listed for sale$515,000
2022-12-16Sold$389,000
2022-11-02Pending sale$389,000
2022-10-29Listed for sale$389,000
1999-04-09Sold$127,500
1998-04-06Sold$102,250
1997-08-20Sold$131,000

For Sale by Agent

AgentJanet Garinther
BrokerageCummings & Co. Realtors

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