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726 Green St, Havre De Grace, MD, 21078

5beds
4baths
2,834sqft
$399,900
$141price/sqft
$2,810/moest. monthly cost
$112,400/yrincome needed

About This Home

Welcome Home to this spacious 5-bedroom, 3.5-bath row home in charming Havre de Grace Just two short blocks from the water! Originally crafted from two units into one expansive residence, this truly unique home is filled with character, charm, and endless space for entertaining. Step inside to an open floor plan featuring beautiful hardwood flooring throughout the main level, a stunning staircase, and a gorgeous gourmet kitchen designed to impress. The outdoor living space is equally exceptional with a covered party patio complete with lighting, ceiling fans, and a relaxing perfect for gatherings year-round. Additional highlights include recently replace roof, carpet, new boiler, welcoming covered front porch, a fully fenced backyard, and a huge storage shed for all your storage needs. Whether you’re hosting friends and family or simply enjoying the nearby waterfront lifestyle, this one-of-a-kind home offers the perfect blend of comfort, space, and location.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Permanent
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Sump Pump,Dirt Floor

Bedroom2

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,834

Great Room

  • Features: Flooring - HardWood,Crown Molding,Ceiling Fan(s)
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,436
  • Total interior livable area: 2,834 sqft

Kitchen

  • Features: Flooring - HardWood
  • Level: Main

Laundry

  • Level: Upper

Primary Bedroom

  • Features: Flooring - Carpet,Ceiling Fan(s),Walk-In Closet(s),Cathedral/Vaulted Ceiling,Attached Bathroom
  • Level: Upper

Storage Room

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1306028330
  • Zoning: RB
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 4,200 sqft

Parking

  • Parking features: Alley Access,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$115$1,380
Property Taxes $312$3,744
Electricity $361$4,332
Total$2,810$33,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,342/yr
40% on housing$84,300/yr
45% on housing$74,933/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 21078$176
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21078$209
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$399,900
2026-05-15Listed for sale$429,900
2024-12-27Listing removed$2,595
2024-12-16Listed for rent$2,595
2024-02-09Sold$390,000
2024-01-10Pending sale$399,999
2024-01-05Price change$399,999
2023-12-04Price change$425,000
2023-11-30Listed for sale$475,000
2006-07-21Sold$90,000

For Sale by Agent

AgentKevin Bandy
BrokerageExecuHome Realty

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