5748 Goldfinch Ct, Ellicott City, MD, 21043
About This Home
Welcome to 5748 Goldfinch Ct, a beautifully refreshed stone-front garage townhome in Ellicott City, backing to a peaceful wooded setting. This spacious three-level home offers multiple living areas, two decks, a 1-car garage, and an ideal blend of comfort, updates, and outdoor privacy. Major recent improvements include a newly replaced architectural shingle roof (2026), brand-new HVAC system(2026), fresh interior paint(2026), refreshed exterior window trim, power-washed exterior areas, and freshly maintained/stained decks. Additional updates include refreshed bathrooms with new vanities, lighting, and updated flooring, new flooring in select living areas, and updated recessed lighting on the main living level. The refrigerator was replaced in 2021, and the water heater was replaced in 2019. The entry level features a versatile bedroom/recreation room, an updated full bathroom, and convenient garage access. Upstairs, the main living level offers a bright and comfortable layout with hardwood floors, crown/chair/box moldings, a wood-burning fireplace, living room, family room, kitchen, and powder room. The kitchen has been refreshed with brand-new quartz countertops and freshly painted cabinetry, with easy access to one of the home’s two decks. The outdoor space is a true highlight, with both decks overlooking the wooded backyard — a peaceful and beautiful setting for morning coffee, outdoor dining, relaxing, or entertaining. The top level features vaulted ceilings and spacious bedrooms, including a comfortable primary bedroom with a private bathroom and a large walk-in closet. The primary bathroom offers a skylight, updated finishes, and a new double-sink vanity, while the hallway bathroom has also been refreshed with updated flooring, vanity, and lighting. Move-in ready with major systems and thoughtful updates already completed, this home offers a wonderful combination of space, comfort, convenience, and a peaceful wooded backdrop near shopping, dining, parks, and major commuter routes.
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1997
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Stone,Vinyl Siding
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: Townhouse
- Architectural style: Colonial
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Washer,Stainless Steel Appliance(s),Refrigerator,Oven/Range - Gas,Ice Maker,Dryer,Dishwasher,Microwave,Disposal,Water Heater,Gas Water Heater
- Laundry features: Lower Level
Bathroom2
- Features: Bathroom - Tub Shower,Flooring - Luxury Vinyl Tile
- Level: Upper
Bathroom3
- Features: Bathroom - Stall Shower,Flooring - Luxury Vinyl Tile
- Level: Main
Bedroom2
- Features: Flooring - HardWood
- Level: Upper
Bedroom3
- Features: Flooring - HardWood
- Level: Upper
Bedroom4
- Features: Flooring - Luxury Vinyl Plank
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Breakfast Area,Built-in Features,Combination Kitchen/Dining,Kitchen - Table Space,Primary Bath(s),Family Room Off Kitchen,Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Vaulted Ceiling(s),9'+ Ceilings,Cathedral Ceiling(s)
- Door features: Sliding Glass,Six Panel
- Window features: Skylight(s),Screens,Double Hung,Bay/Bow
- Flooring: Hardwood,Luxury Vinyl,Wood
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,864
Half Bath
- Features: Flooring - Luxury Vinyl Tile
- Level: Upper
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,864
- Total interior livable area: 1,864 sqft
Living Room
- Features: Flooring - HardWood,Countertop(s) - Quartz,Recessed Lighting
- Level: Upper
Primary Bathroom
- Features: Double Sink,Skylight(s),Soaking Tub,Bathroom - Walk-In Shower,Flooring - Luxury Vinyl Tile
- Level: Upper
Primary Bedroom
- Features: Flooring - HardWood,Cathedral/Vaulted Ceiling
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1401274058
- Zoning: RSA8
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 1,307 sqft
- Features: Backs - Open Common Area,Landscaped,Backs to Trees,No Thru Street
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Inside Entrance,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,629 | $31,548 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $451 | $5,412 |
| Electricity | $281 | $3,374 |
| Total | $3,475 | $41,700 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $519,999 |
| 2026-07-10 | Listed for sale | $527,500 |
| 2019-12-06 | Sold | $367,500 |
| 2019-10-01 | Price change | $375,000 |
| 2019-08-30 | Listed for sale | $385,000 |
| 2010-08-09 | Sold | $332,000 |
| 2010-05-01 | Price change | $334,900 |
| 2010-04-29 | Listed for sale | -- |
| 2005-05-25 | Sold | $375,000 |
| 1997-11-20 | Sold | $160,000 |
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