6154 Downs Ridge Ct, Elkridge, MD, 21075
About This Home
*** DONT MISS THIS ONE*** Welcome to this beautifully maintained 4-level home featuring 3 bedrooms, 3 full baths, and a 2-car garage (over 2500 finished sq ft) ideally situated on a private flag lot backing to serene woods for exceptional privacy and peaceful views. The main level boasts soaring cathedral ceilings, beautiful hardwood floors, and an open, light-filled layout perfect for everyday living and entertaining. The spacious open kitchen is appointed with 42-inch cabinets, beautiful countertops, and ample workspace, flowing seamlessly into the living and dining areas. The private primary suite offers a full bath and a comfortable retreat, while the additional levels provide flexible space for a family room, home office, recreation area, or guests. The lower level includes a full bath and a versatile space that can serve as a possible fourth bedroom, in-law suite, or private guest area. Recent updates include a newer roof for added peace of mind. Step outside to enjoy the maintenance-free deck or relax in the hot tub on the beautiful paver patio with a retractable awning, all overlooking the private wooded backyard. Combining generous living space, thoughtful updates, and a tranquil setting, this exceptional home is conveniently located near shopping, dining, parks, schools, and major commuter routes. Don’t miss this rare opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1999
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Ice Maker,Oven/Range - Gas,Washer,Dryer,Gas Water Heater
- Laundry features: Lower Level
Basement
- Area: 552
Basement
- Has basement: Yes
- Basement: Other
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Combination Kitchen/Dining,Dining Area,Open Floorplan,Kitchen - Country,Eat-in Kitchen,Recessed Lighting,Ceiling Fan(s),Dry Wall
- Flooring: Carpet,Hardwood,Wood
- Finished area below ground: 0
- Finished area above ground: 1,432
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,984
- Total interior livable area: 1,432 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1401278479
- Zoning: R12
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: Four
- Stories: 4
- Pool features: None
- Exterior features: Extensive Hardscape
- Has spa: Yes
- Spa features: Hot Tub
- Fencing: Partial
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.28 Acres
- Features: Backs to Trees,No Thru Street
Parking
- Total spaces: 4
- Parking features: Garage Faces Front,Garage Door Opener,Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,716 | $44,592 |
| Home Insurance * | $179 | $2,148 |
| Property Taxes | $640 | $7,680 |
| Electricity | $281 | $3,374 |
| Total | $4,816 | $57,792 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $720,000 |
| 2026-07-22 | Price change | $735,000 |
| 2026-07-01 | Listed for sale | $745,000 |
| 2005-10-13 | Sold | $510,000 |
| 1999-08-26 | Sold | $199,635 |
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