See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6149 Downs Ridge Ct, Elkridge, MD, 21075

5beds
5baths
3,089sqft
$694,900
$225price/sqft
$4,680/moest. monthly cost
$187,200/yrincome needed

About This Home

Beautifully maintained Colonial offering nearly 3,000 sq ft of finished living space, featuring a fully separate main-level in-law suite with private entrance, full kitchen, and in-unit washer/dryer—currently generating over $2,200/month in rental income. Situated on a wooded lot in the quiet Williams Knoll community of Elkridge, this 5-bedroom, 3 full and 2 half-bath home showcases an open floor plan with 9’ ceilings, hardwood floors, and abundant natural light throughout. The main level features a spacious dining and living area that flows into the updated gourmet kitchen with 42” oak cabinetry, granite countertops, stainless steel appliances, center island, and breakfast peninsula. The sun-filled family room with vaulted ceilings opens to a large, fenced backyard—perfect for entertaining. The private in-law/rental suite is a standout, offering full-size stainless steel appliances, granite counters, and separate laundry—ideal for multi-generational living or consistent rental income (short- or long-term). Upstairs, the primary suite features a cathedral ceiling, oversized walk-in closet, and spa-inspired bath with double vanity, soaking tub, and separate glass-enclosed shower. Two additional bedrooms and a full bath complete the upper level. The finished lower level provides flexible space for recreation, guests, or a home gym. Fresh interior paint throughout adds a bright, modern touch. Outdoor highlights include a two-level stone patio with built-in fire pit and a two-car garage. Prime location just 0.5 miles to Elkridge Elementary, under 2 miles to Routes 100 & 895, approximately 3 miles to Patapsco Valley State Park, I-95, and Dorsey MARC Station, and under 6 miles to BWI Airport.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
8/10
6/10
Guilford Park HighGrades 9-105.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Microwave,Refrigerator,Cooktop,Extra Refrigerator/Freezer,Electric Water Heater
  • Laundry features: In Basement,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Other

Bathroom2

  • Features: Bathroom - Tub Shower
  • Level: Upper
  • Area: 40
  • Dimensions: 5 X 8

Bathroom3

  • Level: Main

Bedroom1

  • Level: Upper
  • Area: 132
  • Dimensions: 11 X 12

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 11 X 13

Family Room

  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Features

  • 2nd Kitchen,Breakfast Area,Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Eat-in Kitchen,Kitchen Island,Primary Bath(s),Bathroom - Walk-In Shower,Kitchen - Gourmet,Recessed Lighting
  • Window features: Energy Efficient
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 791
  • Finished area above ground: 2,298

Half Bath

  • Level: Main

Half Bath

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,089
  • Total interior livable area: 3,089 sqft

Kitchen

  • Level: Main
  • Area: 247
  • Dimensions: 13 X 19

Laundry

  • Level: Lower

Other

  • Level: Main

Primary Bathroom

  • Features: Soaking Tub,Flooring - Tile/Brick
  • Level: Upper

Primary Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 14 X 15

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1401280430
  • Zoning: RSC
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Exterior features: Extensive Hardscape
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 8,621 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,513$42,156
Home Insurance *$169$2,028
Property Taxes $605$7,260
Electricity $393$4,722
Total$4,680$56,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,457/yr
40% on housing$140,400/yr
45% on housing$124,800/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 21075$221
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21075$232
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$694,900
2026-06-12Listed for sale$699,990
2025-12-15Listing removed$709,900
2025-11-21Price change$709,900
2025-10-23Listed for sale$734,900
2023-05-01Sold$600,000
2023-03-14Pending sale$585,000
2023-03-13Listing removed$585,000
2023-03-10Listed for sale$585,000
2014-04-29Sold$425,000
2014-03-21Listed for sale$419,900
1999-04-19Sold$224,100
1999-01-11Sold$63,000

For Sale by Agent

AgentMr. Dag Alemayehu
BrokerageSamson Properties

Similar Homes