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11113 Swansfield Rd, Columbia, MD, 21044

4beds
3baths
4,707sqft
$1,150,000
$244price/sqft
$8,068/moest. monthly cost
$322,720/yrincome needed

About This Home

I am so honored to present this extraordinary property! It is a Classic Columbia Contemporary, that has been completely updated. The architecture is so thoughtful -- It is dramatic and elegant, but also warm and easy to live in. The sellers added a wonderful addition that comprises an entry room with storage, and a lovely bridge-breezeway to a two car garage with built-in EV chargers. They renovated most of the spaces top to bottom, replacing the kitchen, bathrooms, and installing warm cherry wood floors and smart lighting throughout. It offers sleek architectural lines and large windows that flood the interior with natural light. Nestled on a .46 acre lot backing to open space, there are gorgeous views from every window. The open-concept layout creates a spacious feel, but the rooms are human sized, and made for living…don’t miss the adorable ladder from the family room to the loft bedroom/office upstairs! Backing to woods and open space, the home provides a tranquil retreat with scenic views and direct access to nature, making it ideal for those seeking privacy and a connection to the outdoors. The Columbia open space path enters the woods from this cul-de-sac, and eventually leads to the Middle Patuxent River, and Environmental Area. It’s truly a woodland retreat in the middle of Columbia. Watch the deer, foxes, and birds play from one of your decks, then head to downtown Columbia less than three miles way for dining and shopping. Please also note the backup generator

Getting Around

29
WalkingCar-Dependent
31
TransitSome Transit
16
BikeSomewhat Bikeable

Schools

7/10
6/10
6/10
Wilde Lake High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Extra Refrigerator/Freezer,Oven/Range - Gas,Refrigerator,Range Hood,Stainless Steel Appliance(s),Washer,Washer/Dryer Stacked,Gas Water Heater

Basement

  • Area: 1712

Basement

  • Has basement: Yes
  • Basement: Full,Partial,Improved,Exterior Entry,Partially Finished,Concrete,Rear Entrance,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Attic,Bathroom - Walk-In Shower,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen - Table Space,Pantry,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Window features: Skylight(s),Window Treatments
  • Flooring: Hardwood,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Corner,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,283
  • Finished area above ground: 3,424

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 5,136
  • Total interior livable area: 4,707 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1415022795
  • Zoning: NT
  • Special condition: Standard
  • Exclusions: Draperies,Dining Room Chandelier

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 0.46 Acres
  • Features: Adjoins - Open Space,Backs - Open Common Area,Backs to Trees,Cul-De-Sac,Wooded

Parking

  • Total spaces: 10
  • Parking features: Storage,Garage Faces Front,Garage Door Opener,Asphalt,Electric Vehicle Charging Station(s),Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$271$3,252
Property Taxes $1,383$16,596
Electricity $599$7,196
Total$8,068$96,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,617/yr
40% on housing$242,040/yr
45% on housing$215,146/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 21044$214
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21044$245
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$1,275,000
2020-07-28Sold$660,000
2020-05-29Listed for sale$660,000
2012-03-27Sold$355,000
2012-01-09Price change$394,900
2011-12-03Listed for sale$414,000

For Sale by Agent

AgentCourtney Odum-Duncan
BrokerageRE/MAX Realty Group

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