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6405 Misty Top Pass, Columbia, MD, 21044

5beds
4baths
3,035sqft
$965,000
$318price/sqft
$6,693/moest. monthly cost
$267,720/yrincome needed

About This Home

Meet your new happy place in River Hill! Nestled on a quiet cul-de-sac, this beautifully updated home offers timeless style, lots of upgrades, and complete peace of mind. The renovated kitchen with custom cabinetry and finishes flows seamlessly into the inviting family room with a wood-burning fireplace, but the true standout is the screened porch. Whether you're enjoying summer dinners, entertaining friends, or curling up with a good book, this is the space you'll never want to leave. Upstairs, you'll find four spacious bedrooms and two full bathrooms, including a light-filled primary suite with hardwood floors that feels like a private retreat. The showstopper is the fully finished walkout lower level, completed in 2021. Designed with flexibility in mind, it makes an ideal in-law suite! It features a fifth bedroom, second family room, kitchenette, full bathroom, and a bonus room perfect for a home office, gym, or playroom. ADA-compliant features, luxury vinyl plank flooring, and abundant storage make this level ideal for multigenerational living, extended guests, or an au pair suite. Step outside to the covered patio and fully fenced backyard for even more space to relax and entertain. Perfectly located, you're just minutes from River Hill Shopping Center while directly across from the Middle Patuxent Environmental Area, offering miles of scenic hiking trails and the Columbia tot lot (aka playground) is steps away at the end of the cul-de-sac. Plus, the home is zoned for the highly sought-after Clarksville ES, Clarksville MS, and River Hill HS.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

9/10
9/10
10/10
River Hill High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Interior Entry,Walk-Out Access,Windows

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Exercise Room

  • Level: Lower

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 767
  • Finished area above ground: 2,268

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,346
  • Total interior livable area: 3,035 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Lower

Primary Bedroom

  • Level: Upper

Screened Porch

  • Level: Main

Property

Accessibility

  • Accessibility features: Roll-in Shower

Details

  • Parcel number: 1415099933
  • Zoning: NT
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck,Porch,Screened,Patio,Screened Porch
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 5,663 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,879$58,548
Home Insurance *$227$2,724
Property Taxes $1,201$14,412
Electricity $386$4,640
Total$6,693$80,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,474/yr
40% on housing$200,790/yr
45% on housing$178,480/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 21044$213
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21044$245
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$965,000
2026-07-30Listed for sale$965,000
1993-08-23Sold$242,253

For Sale by Agent

AgentAshton Drummond
BrokerageCummings & Co. Realtors

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