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9625 Whiteacre Rd Unit A2, Columbia, MD, 21045

2beds
3baths
953sqft
$209,000
$219price/sqft
$1,651/moest. monthly cost
$66,040/yrincome needed

About This Home

Most desirable first-floor, walk-out level condo in sought-after Oakland Mills! Newly renovated top to bottom and priced to sell. The brand-new kitchen shines with quartz counters, timeless backsplash, new cabinetry, and stainless steel appliances. New flooring runs throughout, plus updated light fixtures and bath exhaust fans. Two large bedrooms, both filled with natural light — the primary suite is 13'5" x 13' with a walk-in closet, and the second bedroom is generously sized with a double-wide closet. The updated Jack-and-Jill bath is a standout: two separate vanity areas — one entered from the primary suite, one from the hallway — each with its own new toilet and sink, connected by a shared center shower with a new surround. The result is true en-suite privacy for the primary bedroom that still functions as a full hall bath, without ever sharing a sink or toilet. Additional everyday convenience comes from a dedicated in-unit laundry room. The living room stretches over 20 feet, opening to one of the home's best features: a private, brick-paved walkout patio enclosed by a privacy wall, backing to open green space and mature trees — it feels like your own slice of nature. Enjoy the community's outdoor courts just a short walk away — a favorite spot for residents' pickleball games. Don't miss this one — you'll love calling it home!

Getting Around

64
WalkingSomewhat Walkable
33
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

5/10
5/10
Oakland Mills High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1973

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Dry Wall
  • Flooring: Luxury Vinyl,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 953

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 953
  • Total interior livable area: 953 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1416081752
  • Attached to another structure: Yes
  • Zoning: NT
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Parking

  • Total spaces: 2
  • Parking features: Unassigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$52$624
Property Taxes $262$3,144
Electricity $281$3,374
Total$1,651$19,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,605/yr
40% on housing$49,530/yr
45% on housing$44,026/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 21045$182
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21045$257
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$209,000
2021-03-24Listing removed--
2019-02-12Listing removed$122,000
2018-08-21Listed for sale$122,000
2002-09-27Sold$62,000

For Sale by Agent

AgentDimitrios Lynch
BrokerageExecuHome Realty

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