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6584 Sweet Fern, Columbia, MD, 21045

3beds
3baths
1,988sqft
$375,000
$189price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

Back on the Market! Buyers financing fell through. Great opportunity to purchase this charming Move-In Ready Home in Desirable Owen Brown! This updated 3-bedroom, 2.5 bath with a finished basement home blends comfort and style in a sought-after community. From the moment you step inside, you’ll be greeted by gleaming wood floors and a bright, freshly painted interior that creates a warm and inviting atmosphere throughout. Upstairs, new carpet adds a cozy touch to each of the bedrooms. The newer HVAC system and water heater will provide peace of mind for years to come. The modern kitchen features stainless steel appliances and updated finishes, complemented by renovated baths throughout. Relax by the cozy wood-burning fireplace or step outside to a private stone patio—perfect for entertaining. Located in the Village of Owen Brown, you’ll enjoy access to scenic parks, walking trails, and the popular Lake Elkhorn area with its beautiful natural surroundings. A bright, stylish, and truly move-in-ready home in a vibrant, established neighborhood. Home Warranty and Closing Costs help available!

Getting Around

51
WalkingSomewhat Walkable
34
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

6/10
Cradlerock ElementaryGrades PK-50.1 mi
7/10
5/10
Oakland Mills High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Dishwasher,Microwave,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater

Basement

  • Area: 608

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Bathroom - Tub Shower,Breakfast Area,Kitchen - Galley
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 164
  • Finished area above ground: 1,824

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 1,988 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1416087513
  • Zoning: NT
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,263 sqft

Parking

  • Parking features: Assigned,On Street,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$93$1,116
Property Taxes $475$5,700
Electricity $281$3,374
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 21045$180
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21045$257
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$365,000
2026-08-02Price change$375,000
2026-07-30Pending sale$380,000
2026-07-30Price change$380,000
2026-07-14Price change$375,000
2026-06-29Price change$380,000
2026-06-12Listed for sale$390,000
2016-09-12Sold$220,000
2016-08-11Pending sale$224,900
2016-04-29Listed for sale$224,900
1998-06-03Sold$93,000

For Sale by Agent

AgentMarvin J Robinson
BrokerageLong & Foster Real Estate, Inc.

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