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9076 Gold Amber Garth, Columbia, MD, 21045

4beds
3baths
2,466sqft
$575,000
$233price/sqft
$4,077/moest. monthly cost
$163,080/yrincome needed

About This Home

Welcome to 9076 Goldamber Garth, where space, comfort, and thoughtful updates come together to create the perfect place to call home. **Just under 2500 square feet of living space**, this beautifully maintained residence provides room to spread out, entertain, and make lasting memories. Step inside and discover spacious living areas, a desirable **primary suite with a private en suite bath**, and a functional layout designed for today's lifestyle. Major improvements including the **roof, HVAC system, and hot water heater** have already been completed, allowing you to move in with confidence and peace of mind. Love to entertain? This home delivers! Enjoy gatherings on the **expansive deck**, host summer cookouts on the **newly paved patios**, or relax with friends and family in the multiple indoor and outdoor living spaces. The **walk-out basement** adds even more flexibility for recreation, hobbies, guests, or a home office. Conveniently complete with a **covered carport** and ideally situated in one of Columbia's most sought-after communities, this home offers the perfect blend of comfort, convenience, and value. **Homes with this much space, recent updates, and exceptional outdoor living don't come along often. Schedule your showing today before this opportunity is gone!**

Getting Around

26
WalkingCar-Dependent
36
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

7/10
7/10
9/10
Howard High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 756

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 352
  • Finished area above ground: 2,114

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,870
  • Total interior livable area: 2,466 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1416098418
  • Zoning: NT
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 6,000 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached Carport,Off Street,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$143$1,716
Property Taxes $713$8,556
Electricity $314$3,770
Total$4,077$48,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,782/yr
40% on housing$122,310/yr
45% on housing$108,720/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 21045$179
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21045$257
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$575,000

For Sale by Agent

AgentKourtney Hunter
BrokerageRedfin Corp

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