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5225 Hayledge Ct, Columbia, MD, 21045

3beds
2baths
2,018sqft
$500,000
$248price/sqft
$3,547/moest. monthly cost
$141,880/yrincome needed

About This Home

Discover this charming split level home nestled in the desirable Thunder Hill neighborhood. This spacious 3-bedroom, 2-bathroom residence offers a perfect blend of comfort and community. Enjoy the convenience of an attached garage and the luxury of a community pool, ideal for summer relaxation and social gatherings. With a vibrant community atmosphere, local events, and friendly neighbors, this area fosters a sense of belonging. Conveniently located near shopping and dining options, this home is perfect for those seeking a balanced lifestyle. Experience the charm of Oakland Mills, where community spirit meets modern living. Don't miss the chance to make this delightful property your new home!

Getting Around

24
WalkingCar-Dependent
36
TransitSome Transit
21
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
Oakland Mills High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 470

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 470
  • Finished area above ground: 1,548

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,566
  • Total interior livable area: 2,018 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1416099589
  • Zoning: NT
  • Special condition: Standard

Features

  • Levels: Multi/Split,Three and One Half
  • Stories: 3
  • Pool features: Community

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$125$1,500
Property Taxes $613$7,356
Electricity $281$3,374
Total$3,547$42,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,611/yr
40% on housing$106,410/yr
45% on housing$94,586/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 21045$179
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21045$257
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$500,000
2026-07-31Price change$500,000
2026-07-20Listed for sale$515,000
2026-07-02Contingent$515,000
2026-06-26Listed for sale$515,000
2015-09-02Sold$364,900
2015-06-18Pending sale$364,900
2015-06-02Price change$364,900
2015-04-24Listed for sale$370,000

For Sale by Agent

AgentKim Flowers
BrokerageKeller Williams Realty Centre

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