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5206 Wood Stove Ln, Columbia, MD, 21045

4beds
3baths
1,980sqft
$569,600
$288price/sqft
$4,009/moest. monthly cost
$160,360/yrincome needed

About This Home

Large single family home with naturally fenced back yard. 4 bedroom 3 full bath, spirit foyer house, with deck for master bedroom and Dinning room. Brand New kitchen and appliances. Buyer's agent will receive 2.5% commission; if buyer is paying their own agent than 2.5% can be discounted be applied to sale price.

Getting Around

30
WalkingCar-Dependent
36
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10
Oakland Mills High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Shake / Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,980 sqft

Property

Details

  • Parcel number: 16104787

Features

  • Exterior features: Cement / Concrete,Metal

Lot

  • Lot size: 7,108 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,880$34,560
Home Insurance *$142$1,704
Property Taxes $706$8,472
Electricity $281$3,374
Total$4,009$48,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,451/yr
40% on housing$120,270/yr
45% on housing$106,906/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 21045$179
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21045$257
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$569,600
2026-04-10Listed for sale$578,600
2016-02-20Listing removed$2,350
2016-02-17Listed for rent$2,350
2016-01-20Sold$312,500
2015-09-25Listed for sale$325,000
2015-06-09Listing removed$2,300
2015-05-05Listed for rent$2,300
2014-08-29Listing removed$2,250
2014-07-09Listed for rent$2,250
2012-09-19Listing removed$2,100
2012-07-21Listed for rent$2,100
1995-02-17Sold$141,500

For Sale by Owner

AgentProperty Owner

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