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9011 Moving Water Ln, Columbia, MD, 21046

4beds
4baths
2,002sqft
$425,000
$212price/sqft
$3,046/moest. monthly cost
$121,840/yrincome needed

About This Home

Opportunity awaits you in this brick townhome offering the perfect blend of comfort, style, and functionality. The spacious eat-in kitchen features stainless steel appliances, a pantry for added storage, and plenty of room for casual dining. The inviting primary suite includes a walk-in closet and a primary bathroom that is original and ready for the new buyers imagination. Recent major updates include a newer roof, upgraded Trane HVAC system, and water heater, providing peace of mind for years to come. Enjoy indoor-outdoor living with sliding glass doors leading from the living room to an expanded deck, ideal for entertaining or relaxing. The fully finished walk-out lower level features a cozy fireplace and opens to a private patio and fenced backyard, offering additional living and outdoor space. Freshly painted walls and ceilings, new carpet, and luxury vinyl flooring gives you a head start on the updates. A charming two-tiered flower garden enhances the front of the home, adding exceptional curb appeal. This home offers great bones and endless potential for its next owner. With a little TLC and updating, it can truly shine. Featuring a solid layout and strong structural foundation, it's an excellent opportunity for buyers looking to add their personal style and build equity.

Getting Around

27
WalkingCar-Dependent
31
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

6/10
9/10
Hammond Middle SchoolGrades 6-81.6 mi
7/10
Hammond High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Ice Maker,Oven/Range - Electric,Refrigerator,Washer,Water Dispenser,Water Heater,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 800

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Combination Dining/Living,Dining Area,Primary Bath(s),Bathroom - Stall Shower,Bathroom - Tub Shower,Walk-In Closet(s),Dry Wall
  • Door features: Sliding Glass
  • Window features: Screens
  • Flooring: Carpet,Hardwood,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 367
  • Finished area above ground: 1,635

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,435
  • Total interior livable area: 2,002 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1416175862
  • Zoning: NT
  • Special condition: Standard

Features

  • Levels: Split Foyer,Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Wood

Lot

  • Lot size: 1,500 sqft

Parking

  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$93$1,116
Property Taxes $523$6,276
Electricity $281$3,374
Total$3,046$36,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,434/yr
40% on housing$91,380/yr
45% on housing$81,226/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 21046$220
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21046$247
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$425,000
2026-07-23Listed for sale$425,000
2026-07-17Pending sale$425,000
2026-07-16Listed for sale$425,000
2002-08-05Sold$206,500
1997-04-23Sold$116,900

For Sale by Agent

AgentVeronica Sniscak
BrokerageCompass

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