8615 Ridge Rd, Ellicott City, MD, 21043
About This Home
OPEN HOUSE SATURDAY, May 16 from 1pm-3pm! Charming and beautifully remodeled 1899 Cape Cod-style home blending timeless character with modern updates throughout! This unique 3-bedroom, 3.5-bath residence offers warm architectural details, spacious living areas, and thoughtfully renovated interiors designed for comfortable everyday living. The inviting wraparound porch creates the perfect setting for relaxing or entertaining, while the detached 2-car garage adds convenience and additional storage. Inside, enjoy updated finishes, renovated baths, and distinctive spaces full of charm and personality. Being sold as-is and fully furnished, this is a rare turnkey opportunity ideal for homeowners, investors, or those seeking a furnished second home with historic appeal. Schedule your showing today!
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1899
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Dryer,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Water Heater,Gas Water Heater
- Laundry features: Has Laundry,Main Level,Dryer In Unit,Washer In Unit
Basement
- Area: 768
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Full,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Efficiency,Family Room Off Kitchen,Open Floorplan,Kitchen - Efficiency,Kitchen - Table Space,Primary Bath(s),Recessed Lighting
- Flooring: Carpet,Ceramic Tile,Hardwood,Wood
- Number of fireplaces: 1
- Fireplace features: Stone,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,152
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,920
- Total interior livable area: 1,152 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1402203154
- Zoning: R20
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Wrap Around,Porch
- Fencing: Full,Wood
Lot
- Lot size: 0.57 Acres
Parking
- Total spaces: 2
- Parking features: Other,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $563 | $6,756 |
| Electricity | $281 | $3,374 |
| Total | $4,273 | $51,276 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $775,000 |
| 2015-12-03 | Sold | $154,000 |
| 2015-04-02 | Listing removed | $125,000 |
| 2014-06-05 | Pending sale | $125,000 |
| 2014-06-05 | Listed for sale | $125,000 |
| 1998-12-01 | Sold | $144,000 |
| 1997-02-21 | Sold | $125,000 |
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