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3654 Macalpine Rd, Ellicott City, MD, 21042

3beds
2baths
1,796sqft
$667,500
$372price/sqft
$4,394/moest. monthly cost
$175,760/yrincome needed

About This Home

This attractively remodeled home in classic Dunloggin offers an excellent location and Ellicott City community amenities. An open design provides great versatility with one level living with large windows, great light, and beautiful views. Wood floors and luxury vinyl flooring throughout are enduring materials, where there is no carpet cleaning or future replacement needed. Updated lighting, as well as a cozy fireplace create comfortable living space. A lovely patio accessed from French doors in the dining area offers views of trees and opportunity to enjoy nature and abundant wildlife. The primary bedroom suite is a relaxing space with a beautiful ensuite spa-type bath and large walk-in closet with built-in closet system. The kitchen opens to the living and dining area, with marble countertops and island, Bosch dishwasher, GE Cafe refrigerator, making meal preparation and entertaining a pleasure. The secondary bedrooms are very spacious, one bedroom having recently added custom built bunkbeds with storage and attractive new flooring in the other bedroom which presents split floor plan possibilities for the home, and the hallway bath is also nicely updated. There is a flex-area that will work well as an office/computer room, or possibly a playroom visible from the kitchen while still hiding toys from the main living area, or other options. The laundry room features a newer washer and dryer with convenience of no stairs. Also to be noted are the tankless hot water heater and Andersen replacement windows, energy efficient features of the home, as well as Lutron lighting and whole house Cat5 wiring. In addition to the modernization and renovations done in 2018 to the entire living space of the home, as well as replacement of the roof, the sellers have recently re-hardscaped the patio area and walkway entry to the home, and added a large storage shed, with crawl space as well as other home system improvements. A rare opportunity for a transferable membership to the Forest Hill Swim and Tennis Club is offered. The home presents a workable footprint for future expansion.

Getting Around

50
WalkingSomewhat Walkable
24
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

8/10
7/10
Dunloggin Middle SchoolGrades 6-81.0 mi
10/10
Centennial High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1957

Materials

  • Foundation: Crawl Space
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Microwave,Dishwasher,Disposal,Dryer,Oven,Oven/Range - Electric,Range Hood,Stainless Steel Appliance(s),Washer,Tankless Water Heater,Refrigerator,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Built-in Features,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Open Floorplan,Kitchen Island,Kitchen - Gourmet,Pantry,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Window features: Replacement
  • Flooring: Hardwood,Luxury Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,796

Heating & Cooling

  • Heating features: Forced Air,Oil,Natural Gas Available
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,796
  • Total interior livable area: 1,796 sqft

Property

Accessibility

  • Accessibility features: Entry Slope <1',Accessible Entrance

Details

  • Parcel number: 1402237229
  • Zoning: R20
  • Special condition: Standard
  • Exclusions: Exterior Cameras

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.52 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,375$40,500
Home Insurance *$158$1,896
Property Taxes $580$6,960
Electricity $281$3,374
Total$4,394$52,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,651/yr
40% on housing$131,820/yr
45% on housing$117,173/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 21042$302
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21042$255
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$640,000
2026-07-13Price change$667,500
2026-06-25Price change$687,000
2026-06-08Price change$699,000
2026-05-30Listed for sale$715,000
2020-10-13Sold$550,000
2020-09-01Pending sale$550,000
2020-08-29Price change$550,000
2020-08-24Pending sale$529,900
2020-08-21Listed for sale$529,900
2015-09-14Sold$395,000
2015-07-10Price change$410,000
2015-06-30Listed for sale$425,000

For Sale by Agent

AgentSusan Thompson
BrokerageMonument Sotheby's International Realty

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