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4823 Worthington Way, Ellicott City, MD, 21043

4beds
3baths
1,775sqft
$659,000
$371price/sqft
$4,330/moest. monthly cost
$173,200/yrincome needed

About This Home

Welcome to the Highly Sought-After Worthington Neighborhood! This move-in-ready 4-bedroom, 3-bathroom home is situated on approximately half an acre of level land, featuring a fenced backyard and a spacious two-car garage. Nestled in a private, stately setting, this home offers an open and inviting floor plan filled with abundant natural light. The updated kitchen boasts stainless steel appliances, granite countertops, hardwood floors, ample cabinetry, and an adjoining dining area with a sliding glass door leading to the rear deck. Major updates include a new HVAC system and water heater installed in 2022, providing peace of mind for years to come. The spacious primary suite features a private full bathroom. The finished lower level offers a large family room, fourth bedroom, and full bath—ideal for guests, in-laws, or a home office. Step outside and enjoy the expansive backyard, complete with a large deck, brick patio, and plenty of space for entertaining, recreation, or simply relaxing. The extended driveway accommodates up to six vehicles. Additional features include a radon mitigation system installed in 2019 . Conveniently located with easy access to major commuter routes, BWI Airport, shopping, dining, and everyday amenities. Enjoy nearby outdoor attractions including Patapsco Valley State Park and Centennial Park, along with top-rated schools and a local dog park. HOA! Don't miss this exceptional opportunity—pack your bags and move right in. This one won't last long!

Getting Around

18
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

9/10
8/10
9/10
Howard High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Permanent
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 815

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Garage Access,Heated,Improved

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 815
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,775
  • Total interior livable area: 1,775 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1402286505
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Split Foyer,Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.47 Acres

Parking

  • Total spaces: 8
  • Parking features: Garage Faces Front,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$145$1,740
Property Taxes $572$6,864
Electricity $281$3,374
Total$4,330$51,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,457/yr
40% on housing$129,900/yr
45% on housing$115,466/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 21043$252
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21043$263
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$639,000
2026-06-30Listed for sale$659,000
2026-06-27Contingent$659,000
2026-06-25Listed for sale$659,000
2023-09-12Sold$577,000
2023-08-17Pending sale$550,000
2023-08-15Listed for sale$550,000
2019-09-19Sold$415,000
2019-08-14Listed for sale$399,900

For Sale by Agent

AgentShannon Zhao
BrokerageSignature Home Realty LLC

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