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8522 Autumn Rust Rd, Ellicott City, MD, 21043

5beds
4baths
2,588sqft
$815,000
$315price/sqft
$5,341/moest. monthly cost
$213,640/yrincome needed

About This Home

Rare opportunity in sought-after August Hill! Tucked away on a beautifully landscaped .30-acre lot surrounded by woods and a peaceful creek, this stunning 5BR, 3.5BA Ellicott City home offers the perfect blend of space, comfort, and privacy. Sun-filled family room with soaring vaulted ceilings and skylights creates a warm, open feel. Gourmet kitchen is ideal for cooking and gathering, complemented by a separate dining room for special occasions. Finished lower level features an additional bedroom and full bath—perfect for guests, in-laws, or a private retreat. Step outside through sliders to your patio and sitting area, then enjoy the oversized deck overlooking the fully fenced backyard. Spacious primary suite includes a walk-in closet and private en-suite bath. Quiet, scenic, and truly a place to love coming home to!

Getting Around

3
WalkingCar-Dependent
14
TransitMinimal Transit
1
BikeSomewhat Bikeable

Schools

8/10
8/10
10/10
Centennial High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1986

Materials

  • Foundation: Other
  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Heated,Improved,Walk-Out Access,Interior Entry,Windows,Sump Pump

Bathroom2

  • Features: Flooring - Ceramic Tile,Bathroom - Tub Shower
  • Level: Upper
  • Area: 35
  • Dimensions: 5 X 7

Bathroom3

  • Features: Flooring - Vinyl
  • Level: Lower

Bedroom2

  • Features: Flooring - Carpet,Lighting - Ceiling,Window Treatments
  • Level: Upper
  • Area: 144
  • Dimensions: 12 X 12

Bedroom3

  • Features: Flooring - Carpet,Lighting - Ceiling,Window Treatments
  • Level: Upper
  • Area: 132
  • Dimensions: 12 X 11

Bedroom4

  • Features: Ceiling Fan(s),Flooring - Carpet,Recessed Lighting,Walk-In Closet(s),Window Treatments
  • Level: Upper
  • Area: 169
  • Dimensions: 13 X 13

Bedroom5

  • Features: Attached Bathroom,Flooring - Carpet,Recessed Lighting,Window Treatments
  • Level: Lower
  • Area: 132
  • Dimensions: 12 X 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Countertop(s) - Quartz,Flooring - Ceramic Tile,Lighting - Pendants
  • Level: Main
  • Area: 104
  • Dimensions: 13 X 8

Dining Room

  • Features: Flooring - HardWood,Lighting - Pendants,Formal Dining Room,Window Treatments
  • Level: Main
  • Area: 156
  • Dimensions: 13 X 12

Family Room

  • Features: Built-in Features,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Fireplace - Gas,Flooring - HardWood,Recessed Lighting,Skylight(s),Window Treatments
  • Level: Main
  • Area: 247
  • Dimensions: 19 X 13

Features

  • Breakfast Area,Built-in Features,Ceiling Fan(s),Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Bathroom - Stall Shower,Bathroom - Tub Shower,Upgraded Countertops,Walk-In Closet(s),Bar,Vaulted Ceiling(s)
  • Door features: French Doors,Six Panel,Sliding Glass
  • Window features: Bay/Bow,Double Hung,Double Pane Windows,Insulated Windows,Screens,Skylight(s),Sliding,Transom,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Vinyl,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Gas/Propane,Heatilator,Mantel(s),Screen
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 2,088

Foyer

  • Features: Flooring - Ceramic Tile,Lighting - Ceiling
  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Half Bath

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 18
  • Dimensions: 6 X 3

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,135
  • Total interior livable area: 2,588 sqft

Kitchen

  • Features: Breakfast Nook,Countertop(s) - Quartz,Flooring - Ceramic Tile,Eat-in Kitchen,Lighting - Pendants,Recessed Lighting,Pantry,Window Treatments
  • Level: Main
  • Area: 117
  • Dimensions: 13 X 9

Living Room

  • Features: Flooring - HardWood,Recessed Lighting,Window Treatments
  • Level: Main
  • Area: 204
  • Dimensions: 12 X 17

Primary Bathroom

  • Features: Attached Bathroom,Flooring - Ceramic Tile,Bathroom - Tub Shower,Window Treatments
  • Level: Upper
  • Area: 50
  • Dimensions: 10 X 5

Primary Bedroom

  • Features: Attached Bathroom,Ceiling Fan(s),Flooring - Carpet,Lighting - Ceiling,Window Treatments,Walk-In Closet(s)
  • Level: Upper
  • Area: 192
  • Dimensions: 12 X 16

Recreation Room

  • Features: Basement - Finished,Flooring - Carpet,Recessed Lighting,Wet Bar,Window Treatments
  • Level: Lower
  • Area: 378
  • Dimensions: 14 X 27

Storage Room

  • Features: Flooring - Concrete
  • Level: Lower
  • Area: 234
  • Dimensions: 18 X 13

Utility Room

  • Features: Flooring - Concrete
  • Level: Lower
  • Area: 150
  • Dimensions: 15 X 10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1402295237
  • Zoning: RED
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Flood Lights,Play Area,Play Equipment,Extensive Hardscape
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 0.31 Acres
  • Features: Backs to Trees,Private,Front Yard,Rear Yard

Parking

  • Total spaces: 2
  • Parking features: Inside Entrance,Asphalt,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,121$49,452
Home Insurance *$179$2,148
Property Taxes $712$8,544
Electricity $329$3,956
Total$5,341$64,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,120/yr
40% on housing$160,230/yr
45% on housing$142,426/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 21043$252
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21043$263
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$825,000
2024-03-19Sold$738,800
2024-02-06Pending sale$738,800
2024-02-01Listed for sale$738,800

For Sale by Agent

AgentMacKenzie Hoffer
BrokerageCENTURY 21 New Millennium

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