4428 S Meadow Ct, Ellicott City, MD, 21042
About This Home
NO HOA! Nestled on a quiet cul-de-sac, this beautifully maintained home offers the perfect blend of privacy, comfort, and convenience. Enjoy a short walk to Centennial Park and Centennial High School, then come home to your own private retreat. This spacious residence features 5 bedrooms, 3 full bathrooms, 1 half bath, and a 2-car garage. The gourmet kitchen complete with SS Appliances and Granite counters. The kitchen opens to the inviting family room with a cozy fireplace, creating the perfect space for everyday living and effortless entertaining. All Bathrooms updated in 2016. Upstairs, the primary suite offers a walk-in closet and an oversized shower. Three more generous sized bedrooms, full bath and laundry room. Hardwood floors extend throughout the main and upper levels. The fully finished walkout basement provides exceptional additional living space and includes a full bathroom, making it ideal for guests, a recreation room, a home office, or a fitness area. There is also a cedar closet and large storage/workroom area. Other additions include several new Pella windows and a new slider door. Step outside into a screened porch and adjoining deck made out of Brazilian IPE Hardwood overlooking the fully fenced backyard. Designed for both relaxation and entertaining, the outdoor living space features a covered stone patio, a custom stone fire pit, and mature privacy trees that create a peaceful, secluded setting. Recent updates provide added value and peace of mind, including a new HVAC system installed in June 2026, New Hot Water Heater added in 2025. With thoughtful updates, generous living spaces, and an exceptional location, this move-in-ready home offers the ideal combination of comfort, style, and convenience.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1988
Materials
- Foundation: Block
- Construction materials: Brick Front,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Dryer,Stainless Steel Appliance(s),Refrigerator,Oven/Range - Electric,Washer,Microwave,Gas Water Heater
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Open Floorplan,Kitchen Island,Kitchen - Gourmet,Cedar Closet(s),Built-in Features,Combination Kitchen/Living,Dining Area,Family Room Off Kitchen,Pantry,Upgraded Countertops,Walk-In Closet(s)
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,000
- Finished area above ground: 2,456
Heating & Cooling
- Heating features: Heat Pump,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,640
- Total interior livable area: 3,456 sqft
Primary Bedroom
- Features: Bathroom - Walk-In Shower
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1402316323
- Zoning: R20
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck,Patio,Screened
- Fencing: Full
Lot
- Lot size: 0.43 Acres
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Driveway,Attached,On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $831 | $9,972 |
| Electricity | $440 | $5,283 |
| Total | $6,299 | $75,588 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Listed for sale | $949,900 |
| 1999-10-12 | Sold | $367,000 |
View on Zillow